4 steps to prepare for ACA Marketplace open enrollment
Follow these 4 tips to prepare for open enrollment on the ACA Marketplace so you can choose the ACA Marketplace plan that best fits your needs and budget.
UnitedHealthcare is here to help you get ready for open enrollment. Follow these 4 steps that will help you find a plan that works for you, your family, and your budget.
1. Know the key dates
There are a few dates to know:
- November 1, 2026 — Open enrollment begins
Start shopping for a health plan, checking prices and exploring coverage options
- December 15, 2026 — Enrollment deadline for coverage starting January 1, 2027
- January 15, 2027 — Enrollment deadline for coverage starting February 1, 2027 (in most states)
If you miss these deadlines, you may be able to enroll in coverage with a qualifying life event.
2. Know your needs
Do you have a preferred provider? Do you have regular prescriptions you take? Factors like these may affect your plan choice. Why? Because if your provider isn’t in-network or medications aren't covered, the costs can add up.
3. Gather your information
When you enroll in an ACA Marketplace plan, you’ll be asked some personal and financial questions about your household. This information is used to check eligibility for plans and see if you qualify for financial assistance. This information isn’t used for any other purpose. You’ll be asked for details like your mailing address, number of members in your household, Social Security number and an estimate of your household income (such as wages, government assistance, pension, retirement account, etc.).
4. Get ready to enroll
Now that you’re prepared, choosing a plan will be easier. When you’re ready, you can explore UnitedHealthcare ACA Marketplace plans, get an estimate of your monthly premium, and choose a plan through our guided enrollment.
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