UHC Store feature: ID Watchdog® helps protect financial well-being

Identity theft can impact much more than your credit score. When personal information falls into the wrong hands, it can lead to things like fraudulent accounts, financial losses and the stress of trying to restore what's been compromised. The entire situation can be overwhelming, without clear guidance on where to start.

Through the UHC Store, a digital shopping experience, eligible UnitedHealthcare members can access offerings that help support their health and well-being beyond traditional care, including tools designed to help protect their personal and financial information.

One of those offerings is ID Watchdog® from Equifax, an identity protection solution that helps people monitor, manage and protect their identities and financial accounts.

Data breaches and online scams continue to put personal information at risk. When information such as Social Security numbers, medical details, or financial credentials are exposed, criminals may try to open new accounts, access existing assets or commit other forms of fraud.

The fallout is rarely just financial — it can create prolonged uncertainty and vulnerability. Having proactive defense measures in place helps identify potentially suspicious activity earlier, often before lasting damage can take hold.

ID Watchdog® provides continuous monitoring and alerts, alongside proactive security controls designed to help identify and prevent fraud before it happens.

Depending on the plan, members can:

• Lock and unlock their Equifax credit report through the mobile app to help block unauthorized access
• Receive dark web scanning, deep fraud monitoring and real-time alerts
• Better secure their online privacy with data broker removal and robust device protection (antivirus, personal VPN, password manager)

Some plans also extend protection to family members, including children and grandparents, who are increasingly targeted by identity criminals because fraudulent activity can go undetected for years.

If identity theft does occur, members aren’t left to handle the crisis alone. ID Watchdog connects members with in-house, U.S.-based resolution specialists who help you take on the heavy lifting — assisting with the recovery process and working with institutions to help members restore their identity.

Personal security and digital safety are vital parts of overall wellness and modern life. Through the UHC Store, eligible UnitedHealthcare members can explore offerings like ID Watchdog® to help stay ahead of emerging threats and better secure their family’s digital footprint.