Understanding accident and sickness insurance for travelers

When accidents or illnesses happen at home, it’s difficult enough, but when they happen in a foreign country, complications and stress can reach a new level. With the right SafeTrip plan, you’ll have coverage and support for an accident or sickness.

The right plan offers support in a variety of ways: when a serious fall interrupts a traveler’s journey, their accident and sickness coverage ensures proper care. In addition, the Emergency Response Center (ERC) provides help with travel arrangements and an escort for a safe trip home.

On-the-road coverage, designed for travelers

Your everyday health insurance is designed to cover care and medical expenses in your home country. When you’re traveling, accident and sickness coverage through SafeTrip travel insurance can help protect you on the road — offering dependable and award-winning support during international trips — and lets you enjoy every moment of your adventure, knowing help is within reach.

Travel accident and sickness insurance, explained

What does travel accident insurance cover?

These plans protect you in case of an unexpected medical emergency during travel outside your home country, covering medical expenses, specialized transportation arrangements — such as medical evacuation or medical escort — repatriation, emergency dental, baggage delay or loss and costs from trip interruptions. It may even include a 24/7 hotline for help with document issues like lost passports.

How does this coverage differ from personal health insurance?

Personal accident and sickness insurance covers you day-to-day in your home country. Travel accident and sickness plans, on the other hand, are tailored to cover you if any medical emergencies happen or if you are falling ill while you’re traveling beyond your country’s borders.

Coverage for confident travel

No matter where your travels take you, SafeTrip helps ensure you are supported with dependable access to care, guidance and protection when you need it most. With SafeTrip International Travel Medical Plus, you receive robust medical coverage with valuable trip protection benefits like cancellation, interruption, delays and baggage loss, backed by 24/7 global assistance and optional addons for rental cars, extreme sports and more. And for travelers looking for strong, medical-focused protection without trip cancellation coverage, SafeTrip International Travel Medical provides emergency medical benefits, medical evacuation and repatriation coverage and nonstop support from UnitedHealthcare Global’s worldwide network. Each of these plans can give you the confidence to explore freely, knowing SafeTrip is there to help safeguard both your health and your journey. Let your adventure unfold, SafeTrip will take care of the unexpected so you can focus on everything ahead.