Understanding Medicaid: Healthcare coverage in times of need
No one should be without healthcare coverage. But when life gets busy or coverage options seem confusing, finding an option that works best can feel overwhelming. And for many, it is.
In fact, 46% of uninsured or underinsured Americans don’t know if they qualify for Medicaid.1 In reality, Medicaid supports more individuals and families than many realize.
What is Medicaid?
Medicaid is a type of health insurance coverage available to eligible low-income individuals. It is also an option for some pregnant women, children and people with disabilities. About 80 million people in the United States had Medicaid in 2025.2 Medicaid plans can be offered at a lower cost. Sometimes, they might not cost anything at all.
How does Medicaid work?
Medicaid is a federal and state program that provides healthcare coverage to qualified individuals. It could be called something different, depending on where you live. Since Medicaid is local to your state, the eligibility requirements and enrollment process could look a little different, too. You can learn more at MedicaidHelper.com.
Who may be eligible for Medicaid?
People in many stages of life might be eligible for Medicaid. This includes:
- College graduates
- People who have jobs
- Those who are unemployed
- New moms and babies
In fact, 1 in 5 Americans are covered under Medicaid.3 This includes 36 million children across the country.2
It may be a surprise to learn that Medicaid may be available to you if:
- You are currently working
- You are in school
- You are turning 26 and coming off your parent’s insurance
- You weren’t eligible in the past
Medicaid provides coverage for millions of people just like you and can help with preventive health services that fit your needs, including regular doctor’s visits, cancer screenings and more.
How do you get insurance through the Health Insurance Marketplace?
If you don't qualify for Medicaid where you live, you still might be able to get healthcare coverage another way. The Health Insurance Marketplace is another option for affordable, quality coverage with an “exchange plan.” A healthcare advisor can discuss the process and provide information to check your eligibility and help with enrollment.
Finding healthcare coverage can be a challenge. But it’s important to understand there are options that can help. Medicaid can provide the security you and your family need when you need it most.
To learn more, visit MedicaidHelper.com.
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