A Medicare Advantage plan may provide a credit to help with everyday needs — here are 3 ways to use it

With prices going up, paying for everyday needs may seem harder these days. Especially for those on a fixed income. One thing that can help: Some Medicare Advantage plans may offer a credit to help people stretch their money further.

The credit may help members pay for over-the-counter (OTC) health care items. It may also help with utility bills, like gas or electric, or even groceries. Here’s how eligible Medicare Advantage members can use the credit.

Buy OTC health care products

You can use this credit at a store or online. And there is a wide variety of health care products that may be covered. These include:

  • Allergy medicine
  • Cold, cough and flu medicine, including cough drops
  • Medications for digestion issues, like heartburn
  • Laxatives
  • Pain relievers, like ibuprofen and acetaminophen (Tylenol)
  • Skin treatments for conditions like eczema

UnitedHealthcare Medicare Advantage members with a healthy food, OTC products and utility bills credit can download the UnitedHealthcare® app to view credit balance, use product scanner and more.

Other types of health care products may be covered too. Some examples include:

  • Bandages and first-aid supplies
  • Bladder control pads
  • Blood pressure cuffs
  • Cotton balls
  • Face masks
  • Hand sanitizer
  • Heating pads
  • Hydrogen peroxide
  • Medical bracelets
  • Night-lights
  • Pill organizers
  • Rubbing alcohol
  • Stepstool with a handrail
  • Sunscreen
  • Toothbrushes and toothpaste

Help pay for utility bills

For many people, utility bills can be more expensive than drugstore medications. Some Medicare Advantage plans allow members to use the credit to pay for electricity, water or even internet bills.

Use the credit for groceries

Lowering food bills is also important. Some Medicare Advantage plans allow members to use the credit to buy healthy foods like fruits and vegetables. You may even be able to use it to buy seafood, dairy products and water.

Get more help with your everyday needs. Already a UnitedHealthcare Medicare Advantage member with a credit for covered groceries, OTC products and utility bills? The credit is loaded to the UnitedHealthcare UCard®. Sign in to your plan website to check the balance and start shopping.

Already a UnitedHealthcare® Medicare Advantage member?

Get more help with everyday needs. Have a credit to buy covered groceries, OTC products and pay utility bills? Learn how to shop in-store or online.