Marketplace plans made clear

Know how to use your Marketplace plan

When the Affordable Care Act (ACA) started, Health Insurance Marketplaces (also called Exchanges) were set up. These Marketplaces are designed to make it easier to shop for and compare health plans. The government manages the Marketplaces. They can be run by the state or national government – or sometimes the two work together.

How to shop for a Marketplace health plan

There’s one time of year when you can shop for Marketplace plans. It’s called Open Enrollment.

If you are a New York resident, here are the Open Enrollment dates for 2021 plans*:

  • November 1, 2020 to January 31, 2021

If you are a Massachusetts resident, here are the Open Enrollment dates for 2021 plans*:

  • November 1, 2020 to January 23, 2021

*If you are a resident of a state other than New York or Massachusetts, your Open Enrollment dates may vary. To learn more, visit healthcare.gov.

Open enrollment for 2020 plans ended January 31, 2020.

When Open Enrollment is over, most of the time you won’t be able to change your plan until the next year. There are only a few reasons you would be able make a change. You can find information about these “qualifying events” for a Special Enrollment Period here.

Marketplace plans are designed to give you basic health benefits. You can check to see if you qualify for help with paying for your Marketplace plan. You can learn more at healthcare.gov or call 1-844-joinUHC.  

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Disclaimers

The Company does not discriminate on the basis of race, color, national origin, age, disability, or sex in its health programs or activities. To learn more, read the entire Non-Discrimination Notice.

Attention: This website is operated by United HealthCare Services, Inc. and is not the Health Insurance Marketplace website.