PERS: Non-Medicare Eligible

Summary of covered services.

This plan covers the following health care services and more.

  • Doctor office visits
  • Emergency services
  • Hospital care
  • Lab services
  • Mental health and substance use disorder services
  • Outpatient care services
  • Pregnancy and newborn care services
  • Prescription drugs
  • Preventive care services
  • Rehabilitation services and devices
  • Wellness services

This may not be a complete list of the services covered under this plan. See your health plan documents for coverage details.

How paying for network care works.

  • You'll usually pay a copayment for certain covered services such as doctor visits and prescriptions.
  • You'll usually have to  pay a deductible before your plan will pay for covered services.
  • You pay coinsurance, where you share a percentage of the cost with your plan.
  • You are protected with an out-of-pocket limit. You'll never pay more than your out-of-pocket limit during the plan year. The out-of-pocket limit includes all of your network payments.

Note: You won't need to worry about these costs for age-appropriate preventive care if you stay in the network.

For certain services, you may be required to receive approval before they can be covered.

Plan Option: UnitedHealthcare Qualified HDHP Plan

With this plan, you can use any doctor, clinic, hospital or health care facility you want. You save money when you use network providers. You will have a lower level of coverage if you use out-of-network providers.

See Additional Plan Coverage

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You have 2 Health Plan Options

Plan Option: UnitedHealthcare Choice Plus Core Plan

With this plan, you can use any doctor, clinic, hospital or health care facility you want. You save money when you use network providers. You will have a lower level of coverage if you use out-of-network providers.