Virtua Health

We are actively working with Virtua Health to reach an agreement that is affordable for people and employers

What members need to know

We are engaged in active discussions with Virtua Health in New Jersey with the goal of reaching an agreement that is affordable while maintaining continued network access to the health system.

Our current contract with Virtua remains in effect through Dec. 31, 2026, for people enrolled in the following UnitedHealthcare benefit plans:

  • Employer-sponsored commercial plans, including UMR and Surest
  • Individual and Family Plans
  • Medicare Advantage plans, including Group Retiree 

If we are unable to reach an agreement, Virtua’s hospitals, facilities and physicians would be out of network in New Jersey for these UnitedHealthcare benefit plans beginning Jan. 1, 2027.

Our commitment to reaching an agreement

We continue to negotiate in good faith and have proposed rate increases that would reimburse Virtua at market-competitive rates while balancing the affordability needs of consumers and employers.

We remain at the negotiating table and are committed to productive discussions. Our goal is to renew our agreement so members can maintain in-network access to the providers they know and trust while helping keep health care affordable for New Jersey families and seniors.

Supporting our members

We know the care Virtua provides is important and personal to our members. We also understand how disruptive it can be when a health system no longer participates in our network.

Affected members will soon receive information about what this means for them, including how to find alternative providers in their area that meet their health care needs and whether they may qualify for continuity of care.

As members navigate this potential change, we want to remind them of the following:

Continuity of care

If a member is receiving treatment from an HSHS hospital or physician when the provider leaves our network, the member may qualify for continuity of care. Continuity of care allows eligible members to continue receiving in-network benefits from the provider for a specified period after the provider leaves our network. Examples of members who may qualify include:

  • People who are pregnant
  • Patients with newly diagnosed or relapsed cancer, or those currently receiving active cancer treatment

Members who have questions about continuity of care or alternative hospitals and physicians should call the number on their health plan ID card. Members can also use the provider directory on the UnitedHealthcare member website to search for participating hospitals and physicians.

Access to care

The people we serve will continue to have access to a large network of hospitals, physicians and specialists throughout the region who are ready to provide quality, affordable care.

UnitedHealthcare members should call the number on their health plan ID card if they need assistance finding another provider. They can also use our provider directories as follows to find a provider that meets their health care needs:

Information for Group Retiree PPO members

If Virtua leaves our network, members enrolled in Group Retiree PPO plans may still receive care from a Virtua hospital, facility or physician on an out-of-network basis if the provider is Medicare-approved and accepts the plan. Their share of the cost will be the same as if the provider participated in the network.

Group Retiree members should speak with their physician to confirm whether the physician will continue to see them, regardless of network status. For additional information about Group Retiree plans or help finding a provider, members should visit UnitedHealthcare Retiree.

Our track record of reaching agreements with providers is strong

We have a strong track record of renewing contracts with providers. We negotiate thousands of provider contracts each year, and the vast majority result in renewed agreements with no disruption for our members.

We remain focused on renewing our contract with Virtua so people can continue accessing quality, affordable care. We hope Virtua shares our commitment to reaching an agreement for the benefit of the people we collectively serve.

We have created the following FAQs to provide people with key information about what this potential change means and the next steps members can take.

Frequently asked questions

About the negotiation

What's next