The built-in value of UnitedHealthcare fully insured plans

With fully insured health plans from UnitedHealthcare, employers get built-in support designed to improve affordability, simplify care and help employees achieve better outcomes.

As health care costs continue to rise, employers need more than coverage alone. They need health plans that are actively working behind the scenes to help manage cost trend on their behalf, improve employee experiences and maximize the value of every health care dollar spent.

For employees, understanding the built-in plan resources available to them may help support more informed health care decisions.

For UnitedHealthcare fully insured clients, UnitedHealthcare is committed to:

  • Reducing waste by streamlining processes, removing certain prior authorization requirements and increasing cost and claims transparency
  • Pinpointing opportunities to help employers make more informed benefits strategy decisions and improve employee plan engagement based on decades of experience and expertise serving similar types of employers and individuals and being on the forefront of health care innovation
  • Helping employees get more from their benefits by offering immediate access to guided digital experiences, whole-person health focused clinical programs, personalized guidance and other solutions at no additional cost that aim to make it easier for employees and their family members to navigate their benefits and get engaged in their plan

When fully insured employers choose UnitedHealthcare, they benefit from embedded capabilities designed to help make every health care dollar work harder — without them needing to do anything more. The programs and resources employees and their families get access to on day 1 also work to help ensure they are getting the most out of their health plan and making health care choices that may help manage their costs. Download the placemat

Current broker or employer group client?

Access uhceservices to check commissions, manage eligibility, request ID cards and more.