Dental benefits

A UnitedHealthcare dental plan gives your clients a lot to smile about. And because improving oral health may impact overall health, a dental plan may help lower their medical costs, too.

Choose a dental plan designed for more

Flexible dental plan options

Employers of all sizes can choose from a variety of plan designs, bundled with their UnitedHealthcare medical plan or standalone, including PPO, Select Managed Care and Value plans.

Better oral health

Benefits include 100% coverage for preventive care, additional cleanings and nonsurgical gum treatments during and 3 months after pregnancy, and integrated health management strategies designed to help employees return to preventive or periodontal care.1

More provider choice

Employees can choose from a national, quality provider network designed to deliver on their care needs — general and pediatric dentistry, orthodontia, periodontal, endodontic or oral surgery and 24/7 teledentistry for urgent needs.

Digital dental support

Our Digital Dental Assistant app helps make it easier for your clients' employees to find a dentist, schedule appointment reminders, get health tips and more.

Convenience, simplicity and savings

Working with services like these, we help make it easier for employees to get dental care anytime, anywhere.

Pop-up clinics

Jet Dental provides onsite cleanings and exams at an employer's worksite.

Teledentistry

DialCare teledentistry provides 24/7 advice, follow-up care, second opinion and prescription services.2

Orthodontia

Smile Direct Club provides a convenient way to get clear, at-home aligners for straighter teeth.

Share with your clients

Find a plan that meets the needs of your clients and their employees.

Dental plan options

Dental plan options
Plan type Coverage highlights
PPO/Open access
(available nationally)
  • For fully insured groups of 2 or more; self-funded options available for larger groups
  • National network with 38% network discount on average3
  • 100% preventive care in the network, and out-of-network coverage is available
  • Does not require a primary care dentist or specialist referral
Select Managed Care / HMO plans
(available in 9 states; see overview document above for listing)
  • For fully insured groups of 2 or more
  • Regional network with plan features, such as requiring a primary care dentist or specialist referral, varying by state
  • 100% preventive care in the network
  • In-network coverage only
  • No deductible
  • No annual maximum
  • No waiting periods
In-Network Only
(available in 31 states; see overview document above for listing)
  • For fully insured groups of 2 or more; self-funded options available for larger groups
  • National network with 36% network discount on average3
  • 100% preventive care in the network
  • In-network coverage only
  • Does not require a primary care dentist or specialist referral
Value
(available in 19 states; see overview document above for listing)
  • National network with a 34% network discount on average3
  • 100% preventive care and diagnostics in the network4
  • Out-of-network coverage is available
  • Discounts of 20% to 50% for services such as fillings, crowns, whitening and orthodontia5

Quoting now easier with Specialty Benefits Quick Quote

UnitedHealthcare Specialty Benefits is introducing the Specialty Quick Quote Tool — a web-based 2 to 100 broker self-service quoting platform for dental products.

Footnotes

  1. When preventive or periodontal care is completed after contact from UnitedHealthcare.
  2. When medically necessary.
  3. UnitedHealthcare Dental data, September 2020.
  4. With PPO design, coverage for preventive care can be received out of network.
  5. Discounts for non-preventive services is not insurance. Services are paid directly by member.

Disclaimers

These policies have exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact the company.

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