Pet health insurance

In the U.S., 70% of households own a pet,1 and 95% of pet owners consider their furry friends part of their family.2

Because pets are so important to employees, pet health insurance has become one of the top 4 voluntary benefits offered to support the financial and overall well-being of their employees.3

Teaming up with Figo, UnitedHealthcare offers customized plans designed to help keep employees’ pets healthy and take good care of them if unexpected illnesses and injuries arise. 

Helping pet parents worry less, play more

Customizable plans

Employers can choose between individually underwritten plans where employees choose their coverage or a group underwritten plan where the employer selects the benefits on behalf of employees.

Flexibility to go anywhere

With Figo, there are no networks to worry about or complicated provider searches to undertake. Employees can take their pet to any licensed veterinary practice or emergency hospital for care.

Time- and money-saving technology

All plans include 24/7 Virtual Vet access with a licensed veterinarian, which may help avoid a potentially unnecessary, costly ER visit. Using the Figo Pet Cloud, employees can get pet health reminders, see claims, access medical records, contact customer service — and even set up play dates.

Plans and highlights overview
Plans Highlights
Individually underwritten plan Employees can choose from different levels of coverage (deductibles, coinsurance and annual maximums) to best fit their budget and the needs of their pet. 
  • Helps pay for emergency services, knee and hip conditions, surgeries, cancer treatments and more
  • Optional plan “Powerups” can be added to help pay for things like routine wellness and dental care
  • Individual plans allow for direct-to-consumer billing
Group underwritten plan Employers choose a plan designed to fit both their budget and employees' pet care needs.
  • The plan can be customized from a range of deductibles, coinsurance amounts and annual maximums, as well as routine wellness and added features
  • Employees can receive credit for uninterrupted pet health insurance coverage, giving them the ability to continue coverage for their pet's pre-existing conditions
  • Group underwritten plans may be administered via payroll deduction

Raising healthier pets and employee satisfaction

Rated Best Pet Insurance in 2017, 2018 and 2019 and Best Technology in 2020 and 2021 by,4 Figo simplifies plan administration for employers with a custom website, choice of funding options and payment types, and customizable materials to easily promote the benefit to employees. 

Offering pet insurance from UnitedHealthcare and Figo alongside a UnitedHealthcare medical and other specialty plans helps streamline administration for employers with one dedicated account team and suite of online tools and resources. 

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