Health insurance for employers
Why group health insurance is important for your business
Choosing effective, sustainable health insurance coverage for your business helps build a solid foundation for balancing costs and prioritizing care for your employees. With UnitedHealthcare, you'll find a wide range of group health insurance plans for large and small businesses, with a focus on offering a better experience for employers and employees alike.
If you’re looking for medical, vision or dental plans — or if you want to add in other specialty benefits — UnitedHealthcare has many flexible coverage options. Many plans also include health and welllness programs designed to help your employees live healthier and happier lives. And that’s good for everyone — including your business.
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Helping you navigate COVID-19 with information and resources
We're bringing the full capabilities of our organization to help you and your employees during these unprecedented times.
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Oversee and manage your benefits plan in real time using these easy-to-use online tools that help simplify your job and create a better experience for everyone.
- Eligibility updates
- Pay invoices online
- Access wellness tools and tips
UnitedHealthcare health insurance plans for employers
| Plan type | What it covers |
|---|---|
| Small business insurance plans | Group health insurance for companies with 1-99 employees |
| Large business insurance plans | Group health insurance plans for companies with 100-2,999 employees |
| National Accounts | Group health insurance plans for companies with 3000+ employees |
| Dental insurance | Dental plan options that include coverage for preventive care, oral health screenings, orthodontic care and more |
| Vision insurance | Coverage for vision care, including routine eye exams, vision screenings, prescription glasses and contact lenses |
| Life insurance | Insurance that helps employees prepare financially by paying a cash benefit in the event of a death |
| Disability and leave management | Disability coverage offers benefits in the event an employee is unable to work for a period of time. Leave management can include Family Medical Leave Act (FMLA), state and local leaves, military leave, jury duty, and company leave benefits. |
| Critical illness insurance | Insurance that offers benefits to help cover expenses related to qualifying serious illnesses |
| Accident insurance | Insurance coverage and benefits that help with expenses in the case of an accidental injury |
| Hospital indemnity | Insurance that pays a set (fixed) amount of money for specific medical services, often to help offset the costs not covered by a traditional health insurance plan |
Communication Resources
UnitedHealthcare Communication Resources offers employers a variety of valuable tools and information designed to support employees in maintaining their health and maximizing their benefits.
Pharmacy and prescription medication management
Working with UnitedHealthcare and OptumRx for your prescription drug benefits can help you lower costs and improve health outcomes. Prescription Drug Lists (PDLs) are carefully formulated to promote medications with the greatest health care value, regardless of brand or generic status.
Medicare
A federal health insurance program for people who are 65 and older and/or disabled. Call 1-844-232-1426 to learn more or enter your ZIP code to see Medicare plans in your area.
Medicaid
Health care coverage for those with lower incomes. Enter your ZIP code to see Medicaid plans available in your area.
