Life, disability and absence management
More than a third of American households said they would have immediate or near-immediate trouble paying expenses without their primary wage earner.1 A valuable addition to any employee benefit package, UnitedHealthcare life, disability and absence management solutions are designed to help employees get through difficult and often unexpected times.
A single-carrier solution for employers, critical support for employees
Life and AD&D plans
An enhanced employee benefits package for your employer clients starts with these quality plans.
|Basic life plans||Employers can set coverage levels based on a flat amount or a multiple of employee salary, with the option for employees to buy coverage for spouses and children.
|Supplemental life plans||Employees can buy additional coverage for themselves or family members at no additional cost to employers.|
Accidental Death and Dismemberment (AD&D) plans3
|Included with life plans, AD&D provides coverage for accidental loss of life or injuries incurred on or off the job. AD&D seat belt and air bag benefits are standard (may vary or be limited by business segment) and pay an additional percentage of the benefit if a seat belt was worn and/or an air bag deployed at the time of a car accident.|
|24/7 support services for employees and beneficiaries||
Included with UnitedHealthcare life plans at no additional cost, personal support services and resources are designed to help employees and their loved ones deal with the complexities that come after a death.
For employees and covered family members:
Disability and absence management solutions
Keeping up with rapidly evolving laws, accurately tracking and reporting employee leaves of absence and efficiently managing disability benefits are just a few of the complexities HR leaders face today. Our end-to-end disability and absence management solutions and industry expertise help support compliance, streamline administration and simplify the experience for employers and employees alike.