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What do dual health plans offer?

Posted: January 17, 2020

Last updated date: August 18, 2023

Dual coverage Medicare and Medicaid: Get more insurance coverage than either Medicaid or Medicare alone

A Dual Special Needs plan (also known as a D-SNP or dual-eligible health plan) works with your Medicaid health plan. You’ll keep all your Medicaid benefits. You’ll also get more benefits than with Original Medicare.* Original Medicare covers hospital stays and doctor visits.

What is dual coverage? A dual-eligible plan has to give you the same coverage as Original Medicare. But dual coverage Medicare and Medicaid plans may also include extra benefits and features. Things like dental, vision and hearing coverage, and much more.* It may also give you more choice and flexibility.

Get your free dual plan guide

 Everything you need to know about Dual Special Needs plans in one, convenient guide.

What you may have now

What you could have

Medicaid benefits

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Hospital stays

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Doctor and
outpatient care

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Prescription drugs

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More choices of doctors

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More hospital choices

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Additional prescription
drug coverage

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Additional benefits

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Extra benefits at no extra cost

UnitedHealthcare Dual Complete® plans include many extra benefits and features.* Dual Special Needs plans have a $0 premium for members with Extra Help (Low Income Subsidy).

If you qualify as full benefit dual-eligible, you could get many extra benefits like more dental coverage, credits to buy OTC products and covered groceries, a personal emergency monitoring device, foot care and a gym membership.* These are just a handful of examples of the extra benefits that may be included with dual health insurance coverage.

You could enjoy extra benefits and features like these:

Routine dental care

Access to participating
fitness centers

Credits to buy OTC products
and covered groceries

Routine foot care visits

Eye exams, plus credit
for eyewear

Meals delivered at home
(when medically necessary)

Hearing exams, plus credit
for hearing devices

In-home visits from an
advanced practice clinician

Rides to health care visits
and the pharmacy

Speak with a registered
nurse anytime

Acupuncture and
chiropractic visits

$0 copay for many routine

Personal Emergency
Response System

Plus many other benefits
and features

*Benefits, features, and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.

See UnitedHealthcare plans in your area

Dual-eligible or Medicaid plan benefits can change depending on where you live. Search using your ZIP code to find the right plan to meet your health care needs.

Still have questions

We’re here to help

Contact us at:
1-844-812-5967 / TTY: 711
8 a.m. to 8 p.m. local time, 7 days a week.

Still have questions

We’re here to help

Contact us at:
1-844-812-5967 / TTY: 711
8 a.m. to 8 p.m. local time, 7 days a week.