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Iowa health plans

Looking for low-cost or no-cost health insurance? We offer dual health plans for people with Medicaid and Medicare.

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UHC Dual Complete IA-S001 (HMO-POS D-SNP)


Monthly premium: $0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This plan is a Medicare Advantage HMO Plan (HMO stands for Health Maintenance Organization) with a Point-of-Service (POS) option approved by Medicare and run by a private company. “Point-of-Service” means you can use providers outside the plan’s network for an additional cost.

Take advantage of many extra benefits that can help you live a healthier life. This plan is for people with Medicare and full Medicaid coverage or qualified Medicare beneficiaries.

Adair, Allamakee, Appanoose, Benton, Black Hawk, Boone, Bremer, Buchanan, Buena Vista, Butler, Calhoun, Carroll, Cass, Cedar, Cerro Gordo, Cherokee, Chickasaw, Clarke, Clay, Clayton, Clinton, Crawford, Dallas, Davis, Delaware, Des Moines, Dickinson, Fayette, Floyd, Franklin, Greene, Grundy, Guthrie, Hamilton, Hancock, Hardin, Henry, Howard, Humboldt, Ida, Iowa, Jackson, Jasper, Jefferson, Johnson, Jones, Keokuk, Kossuth, Lee, Linn, Louisa, Lucas, Lyon, Madison, Mahaska, Marion, Marshall, Mills, Monona, Monroe, Muscatine, O'Brien, Plymouth, Pocahontas, Polk, Pottawattamie, Poweshiek, Sac, Scott, Sioux, Story, Tama, Van Buren, Wapello, Warren, Washington, Wayne, Webster, Winnebago, Winneshiek, Woodbury, and Wright.

Benefits & Features

  • Food, OTC and Utilities

    $216 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $4000 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum® Home Delivery

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