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Michigan health plans

Looking for low-cost or no-cost health insurance? We offer Medicaid plans. We also offer dual health plans for people with both Medicaid and Medicare.

For general information about the plans in your state, visit Michigan's homepage.

9  results  for Michigan

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2024 UHC Dual Complete MI-S001 (PPO D-SNP)

H0271-028-000

Monthly premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services.

Alcona, Allegan, Alpena, Antrim, Arenac, Barry, Bay, Benzie, Berrien, Branch, Calhoun, Cass, Charlevoix, Clare, Crawford, Dickinson, Emmet, Genesee, Gladwin, Gogebic, Grand Traverse, Gratiot, Hillsdale, Huron, Iosco, Iron, Kalamazoo, Kalkaska, Kent, Lake, Lapeer, Leelanau, Livingston, Manistee, Mason, Mecosta, Midland, Missaukee, Monroe, Montcalm, Montmorency, Newaygo, Oakland, Oceana, Ogemaw, Ontonagon, Osceola, Oscoda, Otsego, Ottawa, Roscommon, Saginaw, Sanilac, Shiawassee, St. Joseph, Tuscola, Van Buren, Washtenaw, Wayne, and Wexford.

Benefits & Features

  • Food, OTC and Utilities

    $168 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $2500 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum® Home Delivery

2024 UHC Dual Complete MI-S002 (HMO-POS D-SNP)

H2247-001-000

Monthly premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This plan is a Medicare Advantage HMO Plan (HMO stands for Health Maintenance Organization) with a Point-of-Service (POS) option approved by Medicare and run by a private company. “Point-of-Service” means you can use providers outside the plan’s network for an additional cost.

Alcona, Allegan, Alpena, Antrim, Arenac, Barry, Bay, Benzie, Berrien, Branch, Calhoun, Cass, Charlevoix, Clare, Crawford, Dickinson, Emmet, Genesee, Gladwin, Gogebic, Grand Traverse, Gratiot, Hillsdale, Huron, Iosco, Iron, Kalamazoo, Kalkaska, Kent, Lake, Lapeer, Leelanau, Livingston, Manistee, Mason, Mecosta, Midland, Missaukee, Monroe, Montcalm, Montmorency, Newaygo, Oakland, Oceana, Ogemaw, Ontonagon, Osceola, Oscoda, Otsego, Ottawa, Roscommon, Saginaw, Sanilac, Shiawassee, St. Joseph, Tuscola, Van Buren, Washtenaw, Wayne, and Wexford.

Benefits & Features

  • Food, OTC and Utilities

    $198 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $3000 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum® Home Delivery

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2024 UHC Dual Complete MI-V001 (HMO-POS D-SNP)

H2247-003-000

Monthly premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This plan is a Medicare Advantage HMO Plan (HMO stands for Health Maintenance Organization) with a Point-of-Service (POS) option approved by Medicare and run by a private company. “Point-of-Service” means you can use providers outside the plan’s network for an additional cost.

Alcona, Allegan, Alpena, Antrim, Arenac, Barry, Bay, Benzie, Berrien, Branch, Calhoun, Cass, Charlevoix, Clare, Crawford, Dickinson, Emmet, Genesee, Gladwin, Gogebic, Grand Traverse, Gratiot, Hillsdale, Huron, Iosco, Iron, Kalamazoo, Kalkaska, Kent, Lake, Lapeer, Leelanau, Livingston, Manistee, Mason, Mecosta, Midland, Missaukee, Monroe, Montcalm, Montmorency, Newaygo, Oakland, Oceana, Ogemaw, Ontonagon, Osceola, Oscoda, Otsego, Ottawa, Roscommon, Saginaw, Sanilac, Shiawassee, St. Joseph, Tuscola, Van Buren, Washtenaw, Wayne, and Wexford.

Benefits & Features

  • Food, OTC and Utilities

    $68 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $1500 dental allowance for covered services like cleanings, fillings and crowns

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum® Home Delivery

2023 UnitedHealthcare Dual Complete® Choice (PPO D-SNP)

H0271-028-000

Monthly premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Health Maintenance Organization (HMO) plan. With an HMO plan, you must use network providers to get your medical care and services.

Alcona, Allegan, Alpena, Antrim, Arenac, Barry, Bay, Benzie, Berrien, Branch, Calhoun, Cass, Charlevoix, Clare, Crawford, Dickinson, Genesee, Gladwin, Gogebic, Grand Traverse, Gratiot, Hillsdale, Huron, Iosco, Iron, Kalamazoo, Kalkaska, Kent, Lake, Leelanau, Livingston, Manistee, Mason, Mecosta, Missaukee, Monroe, Montcalm, Montmorency, Newaygo, Oakland, Oceana, Ogemaw, Ontonagon, Osceola, Oscoda, Otsego, Ottawa, Roscommon, Saginaw, Sanilac, Shiawassee, St. Joseph, Tuscola, Van Buren, Washtenaw, Wayne, and Wexford.

Benefits & Features

  • Food, OTC, Utilities

    $155 a month to buy healthy food and OTC products or pay utility bills

  • Prescription drug coverage

    $0 copay on covered generic and brand-name prescriptions including home delivery

  • Dental benefits

    Up to $2500 for covered types of preventive and comprehensive dental

2023 UnitedHealthcare Dual Complete® (HMO-POS D-SNP)

H2247-001-000

Monthly premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This plan is a Medicare Advantage HMO Plan (HMO stands for Health Maintenance Organization) with a Point-of-Service (POS) option approved by Medicare and run by a private company. “Point-of-Service” means you can use providers outside the plan’s network for an additional cost.

Alcona, Allegan, Alpena, Antrim, Arenac, Barry, Bay, Benzie, Berrien, Branch, Calhoun, Cass, Charlevoix, Clare, Crawford, Dickinson, Genesee, Gladwin, Gogebic, Grand Traverse, Gratiot, Hillsdale, Huron, Iosco, Iron, Kalamazoo, Kalkaska, Kent, Lake, Leelanau, Livingston, Manistee, Mason, Mecosta, Missaukee, Monroe, Montcalm, Montmorency, Newaygo, Oakland, Oceana, Ogemaw, Ontonagon, Osceola, Oscoda, Otsego, Ottawa, Roscommon, Saginaw, Sanilac, Shiawassee, St. Joseph, Tuscola, Van Buren, Washtenaw, Wayne, and Wexford.

Benefits & Features

  • Food, OTC, Utilities

    $180 a month to buy healthy food and OTC products or pay utility bills

  • Prescription drug coverage

    $0 copay on covered generic and brand-name prescriptions including home delivery

  • Dental benefits

    Up to $3000 for covered types of preventive and comprehensive dental

2023 UnitedHealthcare Dual Complete® Select (HMO-POS D-SNP)

H2247-003-000

Monthly premium: $0.00*

* Your costs may be as low as $0, depending on your level of Medicaid eligibility.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This plan is a Medicare Advantage HMO Plan (HMO stands for Health Maintenance Organization) with a Point-of-Service (POS) option approved by Medicare and run by a private company. “Point-of-Service” means you can use providers outside the plan’s network for an additional cost.

Alcona, Allegan, Alpena, Antrim, Arenac, Barry, Bay, Benzie, Berrien, Branch, Calhoun, Cass, Charlevoix, Clare, Crawford, Dickinson, Genesee, Gladwin, Gogebic, Grand Traverse, Gratiot, Hillsdale, Huron, Iosco, Iron, Kalamazoo, Kalkaska, Kent, Lake, Leelanau, Livingston, Manistee, Mason, Mecosta, Missaukee, Monroe, Montcalm, Montmorency, Newaygo, Oakland, Oceana, Ogemaw, Ontonagon, Osceola, Oscoda, Otsego, Ottawa, Roscommon, Saginaw, Sanilac, Shiawassee, St. Joseph, Tuscola, Van Buren, Washtenaw, Wayne, and Wexford.

Benefits & Features

  • Food, OTC, Utilities

    $55 a month to buy healthy food and OTC products or pay utility bills

  • Prescription drug coverage

    $0 copay on covered generic and brand-name prescriptions including home delivery

  • Dental benefits

    Up to $1000 for covered types of preventive and comprehensive dental

Healthy Michigan Plan


Our Healthy Michigan Plan is for adults ages 19 to 64 who meet income requirements. You can choose your own doctor. Choose "View Plan" to see what our plan offers you.

Alcona, Allegan, Alpena, Antrim, Arenac, Barry, Bay, Benzie, Berrien, Branch, Calhoun, Cass, Charlevoix, Cheboygan, Clare, Crawford, Emmet, Genesee, Gladwin, Grand Traverse, Gratiot, Hillsdale, Huron, Ionia, Iosco, Isabella, Jackson, Kalamazoo, Kalkaska, Kent, Lake, Lapeer, Leelanau, Lenawee, Livingston, Macomb, Manistee, Mason, Mecosta, Midland, Missaukee, Monroe, Montcalm, Montmorency, Muskegon, Newaygo, Oakland, Oceana, Ogemaw, Osceola, Oscoda, Otsego, Ottawa, Presque Isle, Roscommon, Saginaw, Sanilac, Shiawassee, St. Clair, St. Joseph, Tuscola, Van Buren, Washtenaw, Wayne, and Wexford.

Benefits & Features

  • Choice of Doctors

    Use "Doctor Lookup" to see if your doctor is in our network or to find a new one.

  • Dental Coverage

    Dental network to keep your teeth and gums healthy.

  • Transportation

    Get a ride or gas reimbursement to medical visits.

UnitedHealthcare Community Plan


Our Medicaid family plan is for children, pregnant women, families and adults who meet income and health need requirements. We also cover children and young adults with special health or developmental needs. You can choose your own doctor. Choose "View Plan" to see what our plan offers you.

If you are enrolled in Medicaid, you may qualify for additional services and support to help manage special health or developmental challenges of your child. Learn more about the Children's Special Health Care Services (CSHCS) Program.

If you were formerly enrolled in MIChild: You pay just $10 a month for your eligible children (even if you have more than one child). 

Alcona, Allegan, Alpena, Antrim, Arenac, Barry, Bay, Benzie, Berrien, Branch, Calhoun, Cass, Charlevoix, Cheboygan, Clare, Crawford, Emmet, Genesee, Gladwin, Grand Traverse, Gratiot, Hillsdale, Huron, Ionia, Iosco, Isabella, Jackson, Kalamazoo, Kalkaska, Kent, Lake, Lapeer, Leelanau, Lenawee, Livingston, Macomb, Manistee, Mason, Mecosta, Midland, Missaukee, Monroe, Montcalm, Montmorency, Muskegon, Newaygo, Oakland, Oceana, Ogemaw, Osceola, Oscoda, Otsego, Ottawa, Presque Isle, Roscommon, Saginaw, Sanilac, Shiawassee, St. Clair, St. Joseph, Tuscola, Van Buren, Washtenaw, Wayne, and Wexford.

Benefits & Features

  • Choice of Doctors

    Use "Doctor Lookup" to see if your doctor is in our network or to find a new one.

  • Dental Care

    Adult dental care now available in network.

  • Transportation

    Get a ride or gas reimbursement to medical visits.

Individual & Family ACA Marketplace Plans

UnitedHealthcare offers Individual & Family ACA Marketplace plans in Michigan. They’re designed to give you the coverage you need without breaking the bank.

Choose from plans in the Bronze, Silver and Gold metal levels. They each come with a variety of benefits, including reliable support from our customer service experts.


Calhoun, Genesee, Kalamazoo, Kent, Macomb, Monroe, Oakland, and Wayne.

Benefits & Features

  • Unlimited $0 primary care

    Pay $0 with many plans when you see your network primary care provider for things like annual checkups, shots and screening, and help managing chronic conditions.1

  • Unlimited $0 virtual urgent care

    With many plans, you get unlimited $0 virtual urgent care visits with a doctor who’s trained to provide online care. 1,2

  • Prescriptions for $3

    With many plans, pay a $3 (or less) copay on Tier 1 generic drugs  at Walgreens. Plus, get member-exclusive discounts, like 20% off Walgreens-brand health and wellness products.1,3,4