What does a broker do?
While insurance agents typically work for a single health insurance company, brokers offer information about a variety of health plans. Their experience working with multiple carriers may make it easier for you to find the right coverage for your employees — and you.
Why work with a broker?
Working with a broker may give you helpful insight when you're choosing a plan. For example, an agent or broker may be able to tell you how a plan with a lower premium may mean you'll have fewer options when it comes to network doctors. Or, they may be able to explain how a plan with a higher premium may give you access to a wider range of providers.
How much does it cost to work with a broker?
Typically, brokers are commission based. That means you pay no more for their advice and the insurance you purchase than if you buy directly from an insurance company. A broker should discuss any fees with you up front.
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