UnitedHealthcare Navigate plans

With UnitedHealthcare NavigateĀ® health plans, you access your coverage and benefits with the guidance of a primary care provider (PCP). With this plan, your coverage requires that you get a referral from your PCP before you see another physician or specialist in the network. No coverage is provided without a referral. Out-of-network coverage is available only in the case of emergency care.

With Navigate plans, PCPs get to know you and your medical history. They help coordinate care across a wide spectrum of health services and make sure you're getting the care you need when you need it.

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UnitedHealthcare Navigate plan overview

Navigate plans provide well-rounded coverage for many services including:

  • Preventive care
  • PCP and specialty office visits
  • Lab, X-ray and diagnostic services
  • Urgent care
  • Emergency services
  • Inpatient hospital services
  • Rehabilitation and skilled nursing facility services
  • Mental health services

An array of health and wellness resources, such as the Online Health Assessment, Personal Health Record and Online Health Coaching modules, is also included.

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