Maryland health insurance plans

Find a Maryland individual health insurance plan and more that’s right for you

Looking for individual or family health insurance in Maryland? Whether you’re searching for Affordable Care Act (ACA) insurance or another type of individual insurance plan, you have options. Find a Maryland health care plan that works for you.

ACA Marketplace open enrollment runs November 1–January 15 in Maryland

Looking for health care plans on the Affordable Care Act (ACA) Marketplace? UnitedHealthcare Individual & Family ACA Marketplace plans offer affordable, reliable coverage options from Optimum Choice, Inc.

See Individual & Family ACA plans in Maryland

Call 1-800-273-8095 / TTY 711 to talk to a licensed insurance agent.

Fixed benefit health insurance in Maryland

Health ProtectorGuard fixed indemnity insurance,¹ underwritten by Golden Rule Insurance Company, can ease cost concerns by paying set benefits for covered medical services, like doctor visits, prescriptions and more. Applications are available to submit any time, plus you can keep your coverage year after year.

See fixed benefit insurance plans

Travel insurance

Traveling soon? Secure your journey with SafeTrip travel insurance. Whether you’re headed to another state or another country, you can get coverage for trip cancellations, delays, baggage problems, medical expenses and more.

See travel insurance

Why choose UnitedHealthcare for health insurance in Maryland

Large network of providers

Access a wide network of doctors, clinics, healthcare professionals and pharmacies.

Find a doctor in Maryland

All types of plans for all types of people

Explore health insurance plans for a range of ages, health care needs and budgets —including Medicare and Medicaid plans.

Already a member?

Find a doctor

Search our provider directory to find network doctors, dentists, mental health providers and more.

Member resources

Find more ways to use your benefits, take charge of your health and get more out of your UnitedHealthcare plan.

Member sign in

Medicare plans

Health insurance for individuals who are 65 or older, or those under 65 who may qualify because of a disability or another special situation.

Call 1-844-232-1426 to learn more.

Find a Medicare plan

Learn about Medicare plans

Medicaid plans

We offer low cost or no cost health insurance plans for those with limited incomes.

Learn about Medicaid plans in Maryland

Footnotes

THIS PLAN PROVIDES LIMITED BENEFITS. This is a supplement to health insurance and is not a substitute for the minimum essential coverage defined by the Affordable Care Act (ACA).
Primary insured must be 18 years of age or older.
DENTAL DISCOUNT MEMBERSHIPS ARE NOT INSURANCE.

Disclaimers

Individual & Family ACA Marketplace plans — Medical plan coverage offered by Optimum Choice, Inc. Administrative services provided by United HealthCare Services, Inc. or their affiliates.

Product design and availability varies by state. Some benefits have waiting periods.

No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.

References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.

Each company is a separate entity and is not responsible for another's financial or contractual obligations.

Administrative services are provided by United HealthCare Services, Inc. or their affiliates.

Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc.

This policy is subject to various exclusions and limitations. For costs and complete details of the coverage, call (or write) your insurance agent or the company (whichever is applicable).

Mind Your Health™ is not insurance.

Mind Your Health by Teladoc Health Disclosure

MIND YOUR HEALTH IS NOT HEALTH INSURANCE AND WE ENCOURAGE ALL MEMBERS TO MAINTAIN ADEQUATE INSURANCE FROM A RESPONSIBLE PROVIDER. MIND YOUR HEALTH IS DESIGNED TO COMPLEMENT, AND NOT REPLACE THE CARE YOU RECEIVE FROM YOUR PRIMARY CARE PHYSICIAN. MIND YOUR HEALTH PHYSICIANS ARE AN INDEPENDENT NETWORK OF DOCTORS WHO ADVISE, DIAGNOSE, AND PRESCRIBE AT THEIR OWN DISCRETION. PHYSICIANS PROVIDE CROSS COVERAGE AND OPERATE SUBJECT TO STATE REGULATIONS. PHYSICIANS IN THE INDEPENDENT NETWORK DO NOT PRESCRIBE DEA CONTROLLED SUBSTANCES, NONTHERAPEUTIC DRUGS AND CERTAIN OTHER DRUGS WHICH MAY BE HARMFUL BECAUSE OF THEIR POTENTIAL FOR ABUSE. MIND YOUR HEALTH DOES NOT GUARANTEE THAT A PRESCRIPTION WILL BE WRITTEN.

Mind Your Health by Teladoc Health and UnitedHealthcare are not affiliated and each entity is responsible for its own contractual and financial obligations.

Mind Your Health is not insurance and is not associated with any other insurance product for which you are applying.

© 2021 Teladoc, Inc. All rights reserved. Teladoc and the logo are registered trademarks of Teladoc, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services.

Mental Health visits are not 24/7/365. Mental Health visits will be scheduled.

Mental Health visits are not available to minors. All Mental Health specialists may not be available in all states.