Self-employed health insurance

When you’re self-employed, your time can feel stretched. Choosing a health plan is simpler with UnitedHealthcare, so it won’t take up a lot of your time. With a large network of providers and easy-to-use tools and resources, you can quickly sort through the details and find a plan that works for you. 

If you’re self-employed and have no employees, take a look at individual plans underwritten by Golden Rule Insurance Company, a UnitedHealthcare company. Options include short term plans1 that offer coverage for 1 to nearly 12 months in some states,2 TriTerm Medical health insurance that offers coverage lasting nearly 3 yearsand more.

Looking for Health Insurance Marketplace coverage from UnitedHealthcare?

UnitedHealthcare Exchange plans offer a variety of affordable, reliable coverage options. You can find plans available in your area at UnitedHealthcare Exchange plans or you can call 1-800-806-0451 TTY 711.

If you’re looking for ACA plans in New York or Massachusetts, visit or call 1-844-joinUHC to learn about plans available near you.

Save money on your self-employed benefits

The Affordable Care Act now allows a self-employed health insurance deduction on premiums of 100%, meaning that you can reduce your adjusted gross income by the total amount of health insurance premiums you pay in a calendar year.

Health insurance for small business

If you are self-employed but have employees working for you, whether it is a small staff or team of up to 99, you are considered a small business. Choose from a great set of options, made to work for your small business.