View supplemental health plans for you and your family

Dental insurance

Dental insurance plans offer coverage for basic dental care, like general dental screenings and preventive care or you can choose coverage for major care, such as dental implants.

Accident insurance

Accident insurance coverage (also called supplemental accident insurance or personal accident insurance) offers benefits that help with expenses in the case of an accidental injury.

Explore more supplemental plans to complete your coverage

Plans that pay a cash benefit for specific medical services that may not be covered by a traditional health insurance plan.

Vision insurance plans can help you cover and budget for vision care expenses like routine eye exams, prescription glasses and contact lenses.

Insurance plans that offer cash benefits to help cover expenses related to qualifying serious illnesses. 

Plans that help with the costs of hospitalization by paying a fixed cash benefit amount per day for hospital stays.

Plans that offer travel insurance for medical emergencies or illnesses, lost passports or baggage, travel assistance and more.

Insurance that helps prepare your family financially by paying a cash benefit in the event of your death.

What is supplemental insurance?

Supplemental health insurance typically covers services that your other health plan does not — such as dental or vision costs. Because chances are, your medical insurance plan isn’t going to cover everything. Completing your coverage with supplemental plans can save you money and help protect against unexpected costs.

Why choose supplemental insurance?

No one expects something major to happen to their health, but when it does, supplemental plans can help protect you and your family. Here are a few reasons why these plans may be a smart decision.

Get complete coverage

Filling in your coverage with supplemental plans means you’ll have help to pay for out-of-pocket costs not covered by your regular medical plan.

Protect your finances

Choosing cash benefit plans that pay a lump sum can give you peace of mind that you’re protected if an unexpected medical event happens — like a critical illness or accident.

Customize for your needs

With a variety of supplemental plans available, you can choose coverage that matches your age, family and situation so you have coverage that’s right for your life.

Find supplemental insurance plans in your state

You have a variety of insurance options with UnitedHealthcare. Explore the insurance plans available in your state and get fast, free quotes on coverage now.

For New York residents: No plans are currently available. Call 1-800-980-5213 for more information.

Frequently asked questions about supplemental plans

Find more UnitedHealthcare plans

Dental, vision and supplemental coverage may be included with some Medicare plans, like Medicare Advantage or Medicare Supplement plans (Medigap).

These plans work with Original Medicare to help with out-of-pocket costs not covered by Parts A and B.

Dental, vision and other extra benefits are included with some, but not all Medicaid plans. Medicaid is for those with low income or special needs. 

Specialty plans like dental, vision and supplemental options are available for employers to offer added benefits to their employees.  

Learn more about health insurance and supplemental plans

Browse the topics below to get familiar with health and supplemental plans and how to find coverage that’s right for you.

What does insurance cost?

See how to pay for insurance and learn what the cost terms mean when you’re choosing a plan.

Why buy dental insurance?

Find answers to your questions about dental coverage and costs.

How does health insurance work?

Having health insurance can help protect your health, your family and your finances.

Looking for more help with finding a plan?

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