Ready to shop for a plan?

Ready to shop for a plan?

What do dental plans cover?

Dental coverage can include a range of benefits to cover the dental care needs that matter most to you. Explore the following to learn about typical care that may be covered by a dental plan.

Preventive care

Preventive care is often covered with no deductible or waiting period.

This most often includes:

  • Routine cleanings for all covered persons
  • Fluoride treatments for those under the age of 16 on the plan
Basic services1

This often includes simple fillings or emergency treatment for dental pain, subject to deductible and coinsurance.

Major services1 This can include retainers and root canals. These are often subject to the plan’s deductible, coinsurance and waiting periods.
Access to a wide dental network  Choose from a variety of dental providers. This often includes dental offices in both private and retail settings. 
Direct payment to in-network dentists  Easy-to-manage payments. No need to submit claim forms.
No age limits

There are coverage options available for every member of your family and every stage of life.2

If you are on Medicare (which doesn’t include dental benefits) we have plans designed specifically for seniors.

See how dental plans help you manage dental costs — and stay healthier

Did you know that dental plans can help with managing dental care costs? Here are some reasons why having dental benefits can make a big difference.

Better oral health

If you have dental coverage, you’re more likely to get routine dental care

Cost savings

If you wait until there’s a problem, dental care often gets more expensive and involved

Supports overall health

If you don’t get preventive dental care, major health problems, like heart disease and diabetes, appear more often3

Frequently asked questions

Read on to learn more details about dental plans and how they work.

Why choose UnitedHealthcare?

More choices to fit more budgets

Choose from multiple dental plans with different levels of benefits to find the best dental insurance fit for your budget.4

Preventive care right away

Get access to preventive care on day 1 of your plan — no waiting period.

Large provider network

Choose from a nationwide network of dentists who offer dental work to members at negotiated lower rates. 

Access to more benefits

Vision and hearing benefits are also available in most states.5

Explore more supplemental plans

View more plans, like vision and cash-benefit plans, that offer coverage for expenses not covered by a medical plan.

Need help finding a plan?

Answer a few questions to see which insurance options may be available for you.

Already a member with a dental plan?