Dental insurance cost and coverage basics

What is dental insurance?

Dental insurance pays a portion of the costs associated with preventive, minor and some major dental care.

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Golden Rule Insurance Company has a variety of dental plans for almost any budget or situation.

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How does dental insurance work?

A dental insurance plan works like a health insurance plan. You’ll pay a monthly amount to buy the plan (your premium). Most plans have a deductible, which is the amount you pay for services before your plan starts paying. Once you’ve met your deductible, you’ll usually pay for a percentage of covered services (coinsurance) or a fixed amount (copay). Your insurance plan typically pays for the rest, up to an annual maximum amount.

Frequently asked dental insurance questions

Find the answers you need to your cost and coverage questions.

Ready to compare dental plans and prices?

Golden Rule Insurance Company has a variety of dental plans for almost any budget or situation.