What does vision insurance cover?
With vision insurance, you’ll typically have benefits that cover some of the routine costs for vision care, like routine eye exams, glasses or contact lenses.1 You can buy vision plans to add to your health insurance or choose to buy vision coverage along with other supplemental plans, like a dental plan.2
See why choosing a vision insurance plan may be worth it for you
Vision insurance plans can help you better manage your vision care costs by giving you the benefits you need to stay on top of your eye health. With a vision plan you can:
Lower your out-of-pocket costs for eye care
When you choose a network provider (Out-of-network providers are also covered, but without discounts)
Get coverage for the eye care you need
Coverage for routine eye exams on day one of your plan
Pick the prescription eyewear you prefer
Coverage available for standard eyeglass lenses and frames and contact lenses1
Frequently asked questions about vision insurance
Want to learn more about vision insurance and how it works? Explore these vision insurance FAQs to help you choose a plan that best meets your needs.
Vision insurance plans offer coverage for eye care that’s often not covered by a health insurance plan. So, when you choose a vision plan, you’ll pay a premium to have coverage for routine eye exams to check your vision health, as well as prescription eyewear benefits.1
There are 2 ways to buy vision insurance plans, underwritten by Golden Rule Insurance Company.
- You can choose a standalone vision plan.1 This means you buy a vision plan separately, to add to your health insurance.
- You can choose to combine your vision coverage with a dental plan. Plan design varies by state, but in most places, you can find either a dental plan that includes vision coverage or one you can add vision coverage to.2 Put simply, if you're considering dental coverage already, you may want to see if combining vision insurance makes sense.
With vision insurance, most plans will cover prescription eyewear. When you're shopping for a vision plan, you'll find most states have plans including coverage for both glasses and contacts.1
Yes, UnitedHealthcare branded vision plans are available for people of all ages.3 So if you’re looking for a vision plan to add to your major medical coverage, like Medicare, explore our vision plan options.
Explore more supplemental plans
View more plans, like dental and cash- benefit plans, that offer coverage for expenses not covered by a medical plan.
Need help finding a plan?
Answer a few questions to see which insurance options may be available for you.