Vision insurance plans
Find vision or eye care insurance for you and your family
Vision insurance, underwritten by Golden Rule Insurance Company, is designed to help you cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses. You can buy vision plans in addition to your health insurance or even with other supplemental plans, like a dental plan.
What does vision insurance cover?
UnitedHealthcare branded vision plans underwritten by Golden Rule feature:
- Coverage for people of all ages1
- No waiting periods
- Saving through a national network of vision service and eyewear providers
- Freedom to go out of network and still get benefits if you pay the difference between your plan allowance and your final cost
Looking for the best vision insurance for you and your family?
We think you'll like what you see when you read more about our vision plans. You can buy vision insurance in two ways.
Standalone vision insurance plans
Vision insurance as a standalone plan has those same benefits and even more flexibility as you can choose a plan that covers glasses, contacts or both.2
Combined dental and vision insurance plans
By adding a vision insurance rider to your dental insurance plan3 you get access to vision care plan benefits like routine eye exams, allowances for prescription glasses and contacts and discounts on other vision services.
Ready to find a vision plan?
We think you'll like what you see when you learn more about our vision insurance plans.
View vision insurance brochures
Select your state to view a brochure with details about plans available near you.
Find out more about our other coverage options – such as dental insurance
Check into dental plans that can include a vision insurance rider. 3
Need help finding a plan?
Answer a few questions to see which insurance options may be available for you.
- Primary insured must be 18 years of age or older.
- Vision plans are administered by Spectera, Inc. 12-month initial policy term required (not applicable in all states). See plan brochure for specific information.
- Available in most states. Additional premium required.
No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.
References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.
Each company is a separate entity and is not responsible for another’s financial or contractual obligations.
Administrative services are provided by United HealthCare Services, Inc. or their affiliates.
Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc.,
UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc.
This policy is subject to various exclusions and limitations. For costs and complete details of the coverage, call (or write) your insurance agent or the company (whichever is applicable).