Vision insurance

Find vision insurance or eye care insurance for individuals and families

Vision insurance, underwritten by Golden Rule Insurance Company, is designed to help you cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses. You can buy vision plans in addition to your health insurance or even with other supplemental plans, like a dental plan.

View plans by state

Enter your ZIP code to see available plans in your area.

Questions? Call 1-866-487-9306

Choosing a vision insurance plan

Vision insurance plans can help you better manage your vision care costs by giving you the benefits you may need to take care your eye health. Learn why choosing UnitedHealthcare branded vision plans underwritten by Golden Rule may help you get more of the benefits you want.

Why choose UnitedHealthcare?

All-ages coverage

Find vision coverage for you and your family — it's available for all ages.¹

No waiting periods

Get access to vision care on day 1 of your plan — no waiting period.

Wide-reaching network

Save by choosing a provider from a large national network of vision service and eyewear providers.

More choice

Experience the freedom to go out of network and still get benefits if you pay the difference between your plan allowance and your final cost.

Find a vision insurance plan in your area

What does vision insurance cover? What's the best vision insurance for you and your family?

We think you'll like what you see when you read more about our vision plans. You can buy vision insurance in two ways.

Standalone vision insurance plans

Vision insurance as a standalone plan has those same benefits and even more flexibility as you can choose a plan that covers glasses, contacts or both.²

Combined dental and vision insurance plans

By adding a vision insurance rider to your dental insurance plan³ you get access to vision care plan benefits like routine eye exams, allowances for prescription glasses and contacts and discounts on other vision services.

Learn about adding vision coverage to a dental plan with a vision rider

Ready to find a vision plan?

We think you'll like what you see when you learn more about our vision insurance plans.

View plans

Find out more about our other coverage options – such as dental insurance

Check into dental plans that can include a vision insurance rider. ³

Learn more about dental plans

Need help finding a plan?

Answer a few questions to see which insurance options may be available for you.

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Footnotes

Primary insured must be 18 years of age or older.
Vision plans are administered by Spectera, Inc. 12-month initial policy term required (not applicable in all states). See plan brochure for specific information.
Available in most states. Additional premium required.

Disclaimers

These products offer limited benefits.

No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.

References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.

Each company is a separate entity and is not responsible for another’s financial or contractual obligations.

Administrative services are provided by United HealthCare Services, Inc. or their affiliates.

Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc.,

UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc.

This policy is subject to various exclusions and limitations. For costs and complete details of the coverage, call (or write) your insurance agent or the company (whichever is applicable).