Is everyone automatically enrolled in Medicare at 65?
If you currently receive Social Security or Railroad Retirement Board benefits, you may be automatically enrolled in Medicare. You should receive your Medicare card in the mail before your 65th birthday. You can still make Medicare coverage decisions during your Initial Enrollment Period (IEP). If you are not receiving Social Security or Railroad Retirement Board benefits when you turn 65, you will have to sign up for Medicare yourself.
Note: Medicare may not notify you about your eligibility, so be sure to get your IEP dates and put them on your calendar. If you wait too long to sign up and don't qualify for a Special Enrollment Period, you could face late enrollment penalties.