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Colorado health plans

Looking for low-cost or no-cost health insurance? We offer dual health plans for people with Medicaid and Medicare.

For general information about the plans in your state, visit Colorado's homepage.

8  results  for Colorado

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UHC Dual Complete CO-V001 (PPO D-SNP)

H0271-045-000

Monthly premium: $0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Preferred Provider Organization (PPO) plan. You have access to a local network of doctors and hospitals. Plus, you can see any provider outside the network nationwide that participates in Medicare and accepts the plan. You may pay a higher copay or coinsurance when you see an out-of-network provider.

Take advantage of extra benefits and $0 prescription drug costs. This plan is for people who receive some state Medicaid benefits and Extra Help paying their prescription drug costs.

Adams, Alamosa, Arapahoe, Bent, Boulder, Broomfield, Chaffee, Cheyenne, Clear Creek, Conejos, Costilla, Crowley, Custer, Denver, Douglas, El Paso, Elbert, Fremont, Gilpin, Grand, Huerfano, Jefferson, Kiowa, Kit Carson, Lake, Larimer, Las Animas, Lincoln, Logan, Morgan, Otero, Park, Phillips, Pueblo, Teller, Washington, Weld, and Yuma.

Benefits & Features

  • Food, OTC and Utilities

    $70 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $1500 dental allowance for covered services like cleanings, fillings and crowns

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum® Home Delivery

UHC Dual Complete CO-S001 (PPO D-SNP)

H0271-046-000

Monthly premium: $0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This is a Preferred Provider Organization (PPO) plan. You have access to a local network of doctors and hospitals. Plus, you can see any provider outside the network nationwide that participates in Medicare and accepts the plan. You may pay a higher copay or coinsurance when you see an out-of-network provider.

Take advantage of many extra benefits that can help you live a healthier life. This plan is for people with Medicare and full Medicaid coverage or qualified Medicare beneficiaries.

Adams, Alamosa, Arapahoe, Bent, Boulder, Broomfield, Chaffee, Cheyenne, Clear Creek, Conejos, Costilla, Crowley, Custer, Denver, Douglas, El Paso, Elbert, Fremont, Gilpin, Grand, Huerfano, Jefferson, Kiowa, Kit Carson, Lake, Larimer, Las Animas, Lincoln, Logan, Morgan, Otero, Park, Phillips, Pueblo, Teller, Washington, Weld, and Yuma.

Benefits & Features

  • Food, OTC and Utilities

    $165 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $3500 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum® Home Delivery

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UHC Dual Complete CO-S002 (HMO-POS D-SNP)

H0624-001-000

Monthly premium: $0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This plan is a Medicare Advantage HMO Plan (HMO stands for Health Maintenance Organization) with a Point-of-Service (POS) option approved by Medicare and run by a private company. “Point-of-Service” means you can use providers outside the plan’s network for an additional cost.

Take advantage of many extra benefits that can help you live a healthier life. This plan is for people with Medicare and full Medicaid coverage or qualified Medicare beneficiaries.

Adams, Alamosa, Arapahoe, Baca, Bent, Boulder, Broomfield, Chaffee, Cheyenne, Clear Creek, Conejos, Costilla, Crowley, Custer, Denver, Douglas, El Paso, Elbert, Fremont, Gilpin, Grand, Huerfano, Jefferson, Kiowa, Kit Carson, Lake, Larimer, Las Animas, Lincoln, Logan, Morgan, Otero, Park, Phillips, Pueblo, Teller, Washington, Weld, and Yuma.

Benefits & Features

  • Food, OTC and Utilities

    $185 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $3500 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum® Home Delivery

UHC Rocky Mountain Dual Complete CO-S003 (HMO-POS D-SNP)

H2582-002-000

Monthly premium: $0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.


This dual health plan is for people who qualify for both Medicaid and Medicare Parts A & B (Original Medicare).

This plan is a Medicare Advantage HMO Plan (HMO stands for Health Maintenance Organization) with a Point-of-Service (POS) option approved by Medicare and run by a private company. “Point-of-Service” means you can use providers outside the plan’s network for an additional cost.

Take advantage of many extra benefits that can help you live a healthier life. This plan is for people with Medicare and full Medicaid coverage or qualified Medicare beneficiaries.

Archuleta, Delta, Dolores, Eagle, Garfield, Gunnison, Hinsdale, Jackson, La Plata, Mesa, Mineral, Moffat, Montezuma, Montrose, Ouray, Pitkin, Rio Blanco, Rio Grande, Routt, Saguache, San Juan, San Miguel, and Summit.

Benefits & Features

  • Food, OTC and Utilities

    $86 credit every month to pay for healthy food, OTC products and utility bills

  • Dental benefits

    $1000 allowance for covered preventive and comprehensive dental services

  • Prescription drug coverage

    $0 copay for generic and brand-name prescriptions including Optum® Home Delivery

Rocky Mountain Health Plans - RAE


Health First Colorado (Colorado's Medicaid program) is the Medicaid plan for children (newborn to age 18), adults aged 19 to 65 and pregnant Members who live in Colorado and meet income and other requirements. Every Health First Colorado (Colorado's Medicaid Program) Member belongs to a regional accountable entity (RAE), (sometimes called regional organization). 

Rocky Mountain Health Plans (RMHP) ), A UnitedHealthcare Company, is the RAE (Region 1) for Health First Colorado (Colorado's Medicaid Program) Members who have a primary care provider that is located in the following counties: Archuleta, Delta, Dolores, Eagle, Garfield, Grand, Gunnison, Hinsdale, Jackson, La Plata, Larimer, Mesa, Moffat, Montezuma, Montrose, Ouray, Pitkin, Rio Blanco, Routt, San Juan, San Miguel, and Summit. Rocky Mountain Health Plans is the UnitedHealthcare Community Plan for Colorado.

RMHP helps to coordinate your physical and behavioral health care, to include assessments and referrals, access your benefits, make sure you get the help you need - when you need it, work toward health and wellness goals to live healthier lives. RMHP works together with your primary care provider, behavioral health provider, community care teams, and other local partners to help you get the care you need

Archuleta, Delta, Dolores, Eagle, Garfield, Grand, Gunnison, Hinsdale, Jackson, La Plata, Larimer, Mesa, Moffat, Montezuma, Montrose, Ouray, Pitkin, Rio Blanco, Routt, San Juan, San Miguel, and Summit.

Benefits & Features

  • Behavioral Health/ Substance Use Disorder Services:

    Inpatient, residential and outpatient services for behavioral health and substance use.

  • Care Management:

    Care Coordinators can help get you the care you need, at no cost to you. They can provide support for those who have complex or specialized needs. 

  • Medical/Physical health services:

    RMHP RAE Members in region 1 that are not in PRIME, have physical health services managed by Health First Colorado. See the HFC handbook for more details. 

Rocky Mountain Health Plans - PRIME


Health First Colorado (Colorado's Medicaid program) is the Medicaid program for Members who live in Colorado and meet income and other requirements. Rocky Mountain Health Plans (RMHP) - PRIME is the Medicaid Physical Health Managed Care plan for adults or those with a disability, who live in one of the following counties: Delta, Garfield, Gunnison, Mesa, Montrose, Ouray, San Miguel, Rio Blanco and Pitkin, and meet income and other requirements. Rocky Mountain Health Plans is the UnitedHealthcare Community Plan for Colorado.

For behavioral health benefits, RMHP is also the regional accountable entity (RAE), (sometimes called regional organization) for Health First Colorado (Colorado's Medicaid Program) Members who are on PRIME. 

RMHP helps to coordinate your physical and behavioral health care, to include assessments and referrals, access your benefits, make sure you get the help you need - when you need it, work toward health and wellness goals to live healthier lives. RMHP works together with your primary care provider, behavioral health provider, community care teams, and other local partners to help you get the care you need.

Delta, Garfield, Gunnison, Mesa, Montrose, Ouray, Pitkin, Rio Blanco, and San Miguel.

Benefits & Features

  • Preventive Care

    Comprehensive care for prevention, early detection and early treatment  of conditions 

  • Care Management

    Care Coordinators can help get you the care you need, at no cost to you. They can provide support for those who have complex or specialized needs

  • Prescription Drug Coverage

    Fill prescriptions at local network pharmacies or with Optum Rx mail order

Rocky Mountain Health Plans (RMHP) - Child Health Plan Plus (CHP+)


Through the Child Health Plan Plus (CHP+) program, Rocky Mountain Health Plans (RMHP) provides low-cost health insurance benefits to children and pregnant Members 19 and older who do not qualify for Health First Colorado but do not earn enough to pay for private health insurance. 

RMHP is the CHP+ physical and behavioral health Managed Care plan for Members who live in one of the following counties: Archuleta, Delta, Dolores, Eagle, Garfield, Grand, Gunnison, Hinsdale, Jackson, Lake, La Plata, Mesa, Moffat, Montezuma, Montrose, Ouray, Pitkin, Rio Blanco, Routt, San Juan, San Miguel, and Summit. Rocky Mountain Health Plans is the UnitedHealthcare Community Plan for Colorado.

RMHP helps to coordinate you or your child’s physical and behavioral health care, to include assessments and referrals, access your benefits, make sure you get the help you need - when you need it, work toward health and wellness goals to live healthier lives. RMHP works together with your or your child’s primary care provider, behavioral health provider, care teams, and other local partners to help you or your child get the care needed.

 

Archuleta, Delta, Dolores, Eagle, Garfield, Grand, Gunnison, Hinsdale, Jackson, La Plata, Lake, Mesa, Moffat, Montezuma, Montrose, Ouray, Pitkin, Rio Blanco, Routt, San Juan, San Miguel, and Summit.

Benefits & Features

  • Preventative Care

    Includes well-baby, well-child visits, eye exams, and immunizations

  • Prescription Drug Coverage

    Low or no copay on covered generic and brand-name prescriptions including home delivery

  • Maternity Care

    Pregnant and new mothers receive care and support to get and stay healthy

     

Individual & Family ACA Marketplace plans


UnitedHealthcare offers Individual & Family ACA Marketplace plans in Colorado. They’re designed to give you the coverage you need without breaking the bank.

Choose from plans in the Bronze, Silver and Gold metal levels. They each come with a variety of benefits, including reliable support from our customer service experts.

Adams, Arapahoe, Archuleta, Boulder, Broomfield, Delta, Denver, Dolores, Douglas, Eagle, El Paso, Garfield, Grand, Gunnison, Hinsdale, Jefferson, La Plata, Lake, Larimer, Mesa, Moffat, Montezuma, Montrose, Morgan, Ouray, Pitkin, Rio Blanco, Routt, San Juan, San Miguel, Summit, and Weld.

Benefits & Features

  • Low cost primary care

    Get unlimited low-cost primary care visits with your primary care provider (PCP) for things like checkups and managing certain chronic conditions. 

  • $0 virtual urgent care available 24/7

    Get the care you need with $0 virtual urgent care visits from Optum Virtual Care.1

  • $5 or lower Tier 2 generic medications

    You can visit any network pharmacy for Tier 2 prescriptions and pay $5 or less. Plus, get 20% off Walgreens brand health and wellness products. And enjoy getting your maintenance prescriptions delivered right to your door with home delivery at no additional cost for a 3 month supply.2