UnitedHealthcare National Accounts

Your employees have specific health care needs that require more than a one-size-fits-all approach. At UnitedHealthcare, we are dedicated to creating customized benefits strategies that help your business succeed.

Serving large organizations with diverse employee populations

UnitedHealthcare’s National Accounts team helps more than 400 employers deliver effective and efficient health care benefits to over 10 million employees and family members. Our team serves national companies with 5,000 or more employees across multiple industries.

We work with employers to build benefits strategies designed to help lower costs, improve health outcomes and create the strongest possible experience for employees and their families. It’s all about helping employees make more informed health care decisions, which may lead to lower costs and better performance. 

Delivering for employers and employees

96% satisfaction rate with our accounts team1

40% lower cost trend compared to our competitors2

$3.6 billion invested annually in technology and innovation3

Simplifying the health care experience for everyone

Managing your employees’ health care benefits can be complicated, but we are working to make it easier by offering benefit packages designed to create a strong employee experience and help you manage costs.

  • Consultative approach focused on listening and delivering results
  • Customized strategies that deliver a personalized experience
  • Data and analytics to identify employee trends and opportunities
  • Delivering results to help your business succeed

Connecting large organizations and their employees to better health

Explore products and solutions

See how a range of medical plans, integrated pharmacy and specialty benefits and behavioral health solutions can help support your organization.

Get more health plan resources

Find information to help you and your employees better understand your health plan.

Meet the National Accounts executive team

Tom Choate leads UnitedHealthcare’s national group business, which includes National Accounts and UnitedHealthcare Retiree Solutions. He is responsible for the growth and financial performance of these market-leading businesses, delivering high-quality, affordable, long-term solutions to meet the needs of employers and plan sponsors across the United States. UnitedHealthcare National Markets serves over 1,000 clients, nearly 11 million medical members and generates $28 billion in revenue. Tom’s leadership is marked by building winning teams, developing leaders and change management with a consistent record of driving record earnings and organic growth.

Prior to being named CEO of UHC National Markets, Tom served as Chief Executive Officer for UnitedHealthcare’s Southeast Region commercial business from 2015-2020, where he had strategic, operational, business execution and P&L (profits and losses) responsibility for the Health Plan businesses and lead five Health Plan CEO’s with 370 employees in nine states, generating $10 billion in annual revenue, and serving over seven million members.  

Tom served as the Chief Growth Officer for the Employer & Individual business from 2012-2015 during which time he was named the national leader for the Federal Employee Benefits program.  In 2005, Tom took the role of Executive Vice President of Underwriting and Actuarial and during his time in that role, was selected to participate in the President’s Leadership Development Program.  During his career, Tom has held various underwriting positions at UnitedHealthcare (joining the company in 1998), as well roles with HealthNet and Cigna.  

Tom received his BA from the University of Connecticut and his Masters of Healthcare Delivery Science from Dartmouth College.  He has also completed the UHC/Wharton Leadership Education Program. Additionally, Tom has served as a board member of Leadership Greater Hartford and is currently a board member of the UnitedHealthcare Children’s Foundation. He lives in Orlando, Florida with his wife and three children.

Connect with a UnitedHealthcare representative or consultant

Interested in learning more about health benefits strategies for your large organization? Get in touch with a UnitedHealthcare representative or consultant who can help identify a plan that meets the needs of your business.