Dental Insurance Plans

Fill out your health coverage

Dental insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services at all levels, preventive, basic and major.

UnitedHealthcare has dental insurance plans, underwritten by Golden Rule Insurance Company, that are just right for helping you fill out your health care coverage.

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Flexible and convenient

From our plans, you can choose the best dental insurance for your needs featuring:

  • Preventive care like routine cleanings and fluoride treatments covered with NO deductible or waiting period
  • Coverage for basic services like fillings or emergency treatment for dental pain and major services like retainers and root canals, which are subject to the plan’s deductible and waiting periods
  • Access to an extensive dental network of more than 182,000 dentists1
  • No need to submit claim forms. We pay in-network dentists directly

And with no age restrictions, our plans offer coverage for every member of your family and every stage of life. That includes if you are on Medicare, which doesn’t include dental benefits.

Worried about affordable dental insurance

The cost of not taking care of your oral health could be more. Those without individual dental coverage are less likely to get routine dental care, meaning they seek out a dentist only when they have a problem. By then, more extensive and more expensive measures may be necessary, and major problems linked to poor oral health (like heart disease and diabetes) are more likely to appear.2 Doing nothing now means you might pay more later.

We have multiple plans with different levels of benefits to help you find the best dental insurance fit for your budget.3 So if you’ve ever bought a gym membership or a treadmill to help remind you to take care of yourself, supplemental dental insurance from UnitedHealthcare can be that reminder to take care of your teeth. Even better, it can help you plan, control and budget for the costs of your dental care.

That's worth smiling about.

Questions?

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Need Vision Insurance?

You can round out your insurance coverage and add it as a rider to your dental insurance.4

Learn More

1As of 2/2012, Dental Benefit Providers, Inc. Network availability may vary by state, and a specific dental care provider’s contract status can change at any time. Check with your dental care provider to confirm network status.
22013 U.S. Survey of Dental Care Affordability and Accessibility. David Neal, PhD, & Natalie Herd, PhD. Empirica Research, in conjunction with Brighter.com.
3Plan availability varies by state.
4Available in most states. Additional premium required.

No individual applying for health coverage through the individual Marketplace will be discouraged from applying for benefits, turned down for coverage, or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.

References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies. Each company is a separate entity and is not responsible for another’s financial or contractual obligations.

Administrative services are provided by United HealthCare Services, Inc. or their affiliates.

Products and services offered are underwritten by All Savers Insurance Company, Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Plans (NJ), Inc., UnitedHealthcare Benefits Plan of California, UnitedHealthcare Community Plan, Inc., UnitedHealthcare Insurance Company, UnitedHealthcare Life Insurance Company, UnitedHealthcare of Colorado, Inc., UnitedHealthcare of Alabama, Inc., UnitedHealthcare of Arkansas, Inc., UnitedHealthcare of Florida, Inc., UnitedHealthcare of Georgia, Inc., UnitedHealthcare of Kentucky, LTD., UnitedHealthcare of Louisiana, Inc., UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of the Midlands, Inc., UnitedHealthcare of the Midwest, UnitedHealthcare of Mississippi, Inc., UnitedHealthcare of New England, Inc., UnitedHealthcare of New York, Inc., UnitedHealthcare of North Carolina, Inc., UnitedHealthcare of Ohio, Inc., UnitedHealthcare of Oklahoma, Inc., UnitedHealthcare of Pennsylvania, Inc., Unitedhealthcare of Washington, Inc.

This policy is subject to various exclusions and limitations. For costs and complete details of the coverage, call (or write) your insurance agent or the company (whichever is applicable).

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