Navigators and assisters resources
Find support for UnitedHealthcare Individual & Family ACA Marketplace plans
Get the information and resources you need to help people looking to enroll in an ACA Marketplace plan. Learn about our ACA Marketplace plan options, view coverage by state, find training and more.
Explore our plan options
UnitedHealthcare ACA Marketplace plans include 5 plan types — Essential, Virtual, Value, Advantage and Copay Focus. Each plan type offers varying coverage levels to meet all kinds of needs and budgets. Essential plans are our lowest-cost plan, while Advantage is our richest plan option with the most coverage.
View training, education resources and more
Find information and tools to help you guide and support the people you serve.
Help consumers choose and manage their ACA Marketplace plan
Offer guidance on choosing an ACA Marketplace plan, and help members understand the resources available with their plan.
See ACA Marketplace plan coverage by state
Get quick facts, find contact information and see which counties plans are available in within each state. Note that some plans may not be available in all areas and plan availability is subject to change. Confirm plan availability during the enrollment process.
Quick facts
Non-gated EPO state, referrals not required
Cross-border coverage in counties in Florida (Escambia, Santa Rosa), Georgia (Coweta, Muscogee, Troup), Mississippi (Harrison, Jackson, Lauderdale, Lee) and Tennessee (Bedford, Giles, Hamilton, Lawrence, Lewis, Lincoln, Marshall, Maury, Moore, Wayne)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Alabama is a state that caps insulin; $0 insulin is included on all plans outside of HSA and required plans
Available counties
Baldwin, Barbour, Bibb, Blount, Bullock, Calhoun, Chambers, Cherokee, Chilton, Clarke, Clay, Cleburne, Coffee, Colbert, Conecuh, Coosa, Cullman, Dale, DeKalb, Escambia, Etowah, Fayette, Franklin, Geneva, Greene, Hale, Henry, Houston, Jackson, Jefferson, Lauderdale, Lawrence, Lee, Limestone, Macon, Madison, Marengo, Marion, Marshall, Mobile, Morgan, Perry, Pickens, Pike, Randolph, Russell, Shelby, St. Clair Talladega, Tallapoosa, Tuscaloosa, Walker, Washington, Winston
Contact us
1-888-200-0327, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Gated HMO state, referrals required
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Arizona is a state that does not impose an insulin cap on all plans; $0 insulin is included on 1 plan on the Silver metal level
Four additional off-exchange only Silver plans are offered in this market within each product family
Available counties
Pima, Pinal, Maricopa, Mohave
Contact us
1-877-482-9045, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Multiple networks are available depending on which county you live in
Colorado is a state that caps insulin; $0 insulin is included on all plans outside of HSA and required plans
Colorado has 15 plans that are offered off-exchange only
Pediatric dental and vision embedded in all plans
Available counties
Adams, Arapahoe, Archuleta, Boulder, Broomfield, Delta, Denver, Dolores, Douglas, Eagle, El Paso, Garfield, Grand, Gunnison, Hinsdale, Jefferson, La Plata, Lake, Larimer, Mesa, Moffat, Montezuma, Montrose, Morgan, Ouray, Pitkin, Rio Blanco, Routt, San Juan, San Miguel, Summit, Weld
Contact us
1-888-809-6539, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Gated HMO state, referrals required
Cross-border coverage in counties in Alabama (Baldwin, Mobile)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Florida is a state that does not impose an insulin cap on all plans; $0 insulin is included on 1 plan on the Silver metal level
UHC offers 1 off-exchange only plan on the Silver metal level in Florida due to requirements
No HSA plan is offered in this market
Available counties
Brevard, Broward, Calhoun, Collier, DeSoto, Escambia, Flagler, Gadsden, Glades, Hardee, Hendry, Highlands, Hillsborough, Jefferson, Lake, Lee, Leon, Liberty, Madison, Manatee, Marion, Miami-Dade, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Santa Rosa, Seminole, Taylor, Volusia, Wakulla
Contact us
1-888-200-0405, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Gated HMO state, referrals required
Cross-border coverage in counties in South Carolina (Beaufort, Jasper)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Georgia is a state that does not impose an insulin cap on all plans; $0 insulin is included on 2 plans on the Silver metal level
No HSA plan is offered in this market
Available counties
Appling, Barrow, Bryan, Bulloch, Burke, Candler, Chatham, Chattahoochee, Cherokee, Clarke, Clayton, Cobb, Columbia, Coweta, Dekalb, Effingham, Emanuel, Evans, Fayette, Forsyth, Fulton, Glascock, Gwinnett, Harris, Henry, Jefferson, Jenkins, Liberty, Lincoln, Long, Macon, Marion, Meriwether, Muscogee, McDuffie, Newton, Oconee, Pickens, Quintman, Richmond, Rockdale, Screven, Stewart, Talbot, Taliaferro, Tattnall, Taylor, Troop, Upson, Walton, Warren, Webster, Wilkes
Contact us
1-800-609-9754, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Gated HMO state, referrals required
Cross-border coverage in counties in Wisconsin (Kenosha, Milwaukee, Racine) and Missouri (Jefferson, St. Genevieve, St. Charles, St. Louis, St. Louis City)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Illinois is a state that caps insulin; $0 insulin is included on all plans outside of HSA and required plans
Available counties
Cook, DuPage, Kane, Kankakee, Kendall, Lake, Macon, Madison, Monroe, Saint Clair, Sangamon, Shelby, Will
Contact us
1-888-200-0325, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Non-gated EPO state, referrals not required
Cross-border coverage in counties in Missouri (Buchanan, Cass, Clay, Jackson, Platte) and Oklahoma (Tulsa)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Kansas is a state that does not impose an insulin cap on all plans; $0 insulin is included on 1 plan on the Silver metal level
No HSA plan is offered in this market
Available counties
Allen, Anderson, Atchison, Barton, Bourbon, Brown, Butler, Chase, Chautauqua, Cherokee, Cheyenne, Clay, Cloud, Corry, Cowley, Crawford, Decatur, Dickinson, Doniphan, Douglass, Elk, Ellis, Ellsworth, Franklin, Geary, Gove, Graham, Greeley, Greenwood, Harper, Harvey, Jackson, Jefferson, Jewell, Johnson, Kingman, Labette, Lane, Leavenworth, Lincoln, Linn, Logan, Lyon, Marion, Marshall, McPherson, Miami, Mitchell, Montgomery, Morris, Nemaha, Neosho, Ness, Norton, Osage, Osborne, Ottawa, Phillips, Pottawatomie, Rawlins, Reno, Republic, Rice, Riley, Rooks, Rush, Russell, Saline, Scott, Sedgwick, Shawnee, Sheridan, Sherman, Smith, Sumner, Thomas, Trego, Wabaunsee, Wallace, Washington, Wichita, Wilson, Woodson, Wyandotte
Contact us
1-866-761-7748, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Non-gated EPO state, referrals not required
Cross-border coverage in counties in Mississippi (Claiborne, Hancock, Harrison, Jefferson, Lamar, Marion, Pike, Pearl River, Warren and Walthall (parishes))
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Louisiana is a state that caps insulin; $0 insulin is included on all plans outside of required plans
No HSA plan is offered in this market
Available counties
Acadia, Ascension, Caldwell, Catahoula, Concordia, East Baton Rouge, East Carroll, East Feliciana, Evangeline, Franklin, Iberia, Iberville, Jackson, Jefferson, Lafayette, LaSalle, Lincoln, Livingston, Madison, Morehouse, Orleans, Ouachita, Plaquemines, Point Coupee, Richland, Saint Bernard, Saint Charles, Saint Helena, Saint James, Saint John the Baptist, Saint Landry, Saint Martin, Saint Mary, Saint Tammany, Tangipahoa, Tensas, Union, Vermilion, Washington, West Baton Rouge, West Carroll, West Feliciana
Contact us
1-866-268-6438, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Mixed-gated HMO state, some offerings do not require referrals
Cross-border coverage in counties in Virginia (Arlington, Fairfax, Fairfax City, Loudoun)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Maryland is a state that caps insulin; $0 insulin is included on all plans, including the state standardized plans since it is required
No HSA plan is offered in this market
Available counties
Allegany, Anne Arundel, Baltimore, Baltimore City, Calvert, Caroline, Carroll, Cecil, Charles, Dorchester, Frederick, Garrett, Harford, Howard, Kent, Montgomery, Prince Georges, Saint Marys, Somerset, Talbot, Queen Anne’s, Washington, Wicomico, Worcester
Contact us
1-800-691-0021, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Gated HMO state, referrals required
Cross-border coverage in counties in Ohio (Lucas)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Michigan is a state that does not impose an insulin cap on all plans; $0 insulin is included on 2 plans on the Silver metal level
Available counties
Calhoun, Genesee, Kalamazoo, Kent, Macomb, Monroe (partial county), Oakland, Shiawassee, Wayne
Contact us
1-888-200-0324, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Non-gated HMO state, referrals not required
Cross-border coverage in counties in Alabama (Jefferson, Mobile, Baldwin), Louisiana (Concordia, East Baton Rouge, Franklin, Jefferson, Madison, Orleans, St. Tammany, Tangipahoa, Tensas) and Tennessee (Fayette, Hardeman, McNairy, Tipton, Shelby)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Mississippi is a state that does not impose an insulin cap on all plans; $0 insulin is included on 1 plan on the Silver metal level
No HSA plan is offered in this market
Available counties
Attala, Benton, Bolivar, Carroll, Chickasaw, Choctaw, Claiborne, Clarke, Clay, Coahoma, Copiah, Covington, DeSoto, Forrest, Franklin, George, Greene, Hancock, Harrison, Hinds, Holmes, Humphreys, Issaquena, Itawamba, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Kemper, Lamar, Lauderdale, Lawrence, Leake, Lee, Leflore, Lincoln, Madison, Marion, Marshall, Monroe, Montgomery, Neshoba, Newton, Panola, Pearl River, Perry, Pike, Pontotoc, Quitman, Rankin, Scott, Sharkey, Simpson, Smith, Stone, Sunflower, Tallahatchie, Tate, Tippah, Tunica, Union, Walthall, Warren, Washington, Wayne, Webster, Yalobusha
Contact us
1-888-239-1451, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Non-gated EPO state, referrals not required
Cross-border coverage in counties in Illinois (Madison, Monroe, St. Clair), Kansas (Atchison, Bourbon, Cherokee, Crawford, Doniphan, Jackson, Johnson, Leavenworth, Linn, Miami, Wyandotte) and Tennessee (Dyer, Shelby)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Missouri is a state that does not impose an insulin cap on all plans; $0 insulin is included on 1 plan on the Silver metal level
Available counties
Andrew, Atchison, Audrain, Barry, Barton, Bollinger, Boone, Buchanan, Butler, Caldwell, Callaway, Camden, Cape Girardeau, Carroll, Cass, Cedar, Chariton, Christian, Clay, Clinton, Cole, Cooper, Dade, Dallas, Daviess, DeKalb, Douglas, Dunklin, Franklin, Gasconade, Gentry, Greene, Grundy, Harrison, Hickory, Holt, Howard, Jackson, Jasper, Jefferson, Laclede, Lawrence, Lincoln, Livingston, Madison, Maries, McDonald, Mercer, Miller, Mississippi, Moniteau, Monroe, Montgomery, Morgan, New Madrid, Newton, Nodaway, Osage, Ozark, Pemiscot, Perry, Platte, Polk, Randolph, Ray, Scott, St. Charles, St. Francois, St. Genevieve, St. Louis, St. Louis City, Stoddard, Stone, Taney, Warnes, Washington, Wayne, Webster, Worth, Wright
Contact us
1-877-940-4172, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Non-gated EPO state, referrals not required
Pediatric dental and vision available on all plans
New Jersey is a state that does not impose an insulin cap on all plans; $0 insulin is included on 1 plan on the Silver metal level. New Jersey has an insulin cap that will take effect on January 1, 2025.
Available counties
Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union, Warren
Contact us
1-866-569-0328, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Non-gated HMO state, referrals not required
Cross-border coverage in counties in Arizona (Maricopa), Colorado (La Plata) and Texas (El Paso, Lubbock, Potter)
Pediatric dental and vision available on all plans
New Mexico is a state that caps insulin; $0 insulin is included on all plans outside of required plans
New Mexico does not offer Bronze plans
No HSA plan is offered in this market
Available counties
Bernalillo, Catron, Chaves, Cibola, Colfax, Curry, De Baca, Dona Ana, Eddy, Grant, Guadalupe, Harding, Hidalgo, Lea, Lincoln, Los Alamos, Luna, McKinley, Mora, Otero, Quay, Rio Arriba, Roosevelt, San Juan, San Miguel, Sandoval, Santa Fe, Sierra, Socorro, Taos, Torrance, Union, Valencia
Contact us
1-866-569-3491, TTY 711
24 hours a day, 7 days a week
Quick facts
Non-gated HMO state, referrals not required
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
North Carolina is a state that does not impose an insulin cap on all plans; $0 insulin is included on 2 plans on the Silver metal level
Available counties
Alexander, Bladen, Brunswick, Burke, Caldwell, Catawba, Columbus, Cumberland, Davidson, Davie, Duplin, Forsyth, Franklin, Guilford, Harnett, Haywood, Henderson, Hoke, Iredell, Jackson, Johnston, Mecklenburg, New Hanover, Orange, Pender, Randolph, Richmond, Robeson, Rockingham, Rutherford, Sampson, Scotland, Stokes, Surry, Wake, Yadkin
Contact us
1-800-980-5357, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Gated HMO state, referrals required
Cross-border coverage in counties in Michigan (Monroe)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Ohio is a state that does not impose an insulin cap on all plans; $0 insulin is included on 2 plans on the Silver metal level
Available counties
Adams, Allen, Brown, Butler, Champaign, Clark, Clermont, Clinton, Columbiana, Cuyahoga, Darke, Defiance, Erie, Franklin, Fulton, Greene, Hamilton, Hardin, Henry, Highland, Huron, Logan, Lorain, Lucas, Madison, Mahoning, Medina, Miami, Montgomery, Ottowa, Portage, Preble, Sandusky, Seneca, Shelby, Summit, Trumbull, Union, Warren, Williams, Wood, Wyandot
Contact us
1-800-331-4680, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Non-gated HMO state, referrals not required
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Oklahoma is a state that caps insulin; $0 insulin is included on all plans outside of HSA and required plans
Available counties
Canadian, Cleveland, Oklahoma, Rogers, Tulsa
Contact us
1-800-980-5319, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Non-gated HMO state, referrals not required
Cross-border coverage in counties in Georgia (Richmond)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
South Carolina is a state that does not impose an insulin cap on all plans; $0 insulin is included on 1 plan on the Silver metal level
Available counties
Allendale, Bamberg, Barnwell, Beaufort, Berkeley, Charleston, Chester, Chesterfield, Colleton, Dillon, Dorchester, Florence, Georgetown, Hampton, Horry, Jasper, Kershaw, Lancaster, Marion, Marlboro, Orangeburg, Williamsburg, York
Contact us
1-866-569-2094, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Non-gated EPO state, referrals not required
Cross-border coverage in counties in Alabama (Colbert, Jefferson, Lauderdale, Lawrence, Limestone, Madison, Morgan) and Mississippi (Benton, DeSoto, Lee, Marshall, Tate, Tippah, Tunica, Union)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Tennessee is a state that does not impose an insulin cap on all plans; $0 insulin is included on 1 plan on the Silver metal level
Available counties
Anderson, Bedford, Benton, Bledsoe, Blount, Bradley, Clairborne, Campbell, Cannon, Carroll, Cheatham, Chester, Clay, Cocke, Coffee, Crockett, Cumberland, Davidson, Decatur, DeKalb, Dickson, Dyer, Fayette, Fentress, Franklin, Gibson, Giles, Grainger, Grundy, Hamble, Hamilton, Hardeman, Hardin, Haywood, Henderson, Henry, Hickman, Houston, Humphreys, Jackson, Jefferson, Knox, Lake Lauderdale, Lawrence, Lewis, Lincoln, Loudon, Macon, Madison, Marion, Marshall, Maury, McMinn, McNairy, Meigs, Monroe, Montgomery, Moore, Morgan, Obion, Overton, Perry, Pickett, Polk, Putnam, Rhea, Roane, Robertson, Rutherford, Scott, Sequatachie, Sevier, Shelby, Smith, Stewart, Sumner, Tipton, Trousdale, Union, Van Buren, Warren, Wayne, Weakley, White, Williamson, Wilson
Contact us
1-877-250-8188, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Gated HMO state, referrals required
Pediatric and adult vision, and pediatric and adult dental are available. Kelsey Seybold plans offer pediatric dental and vision, but do not include adult dental and vision.
Texas is a state that caps insulin; $0 insulin is included on all plans outside of HSA and required plans
UHC offers an off-exchange Virtual plan on the Silver metal level
Available counties
Andrews, Angelina, Aransas, Armstrong, Atascosa, Austin, Bailey, Bandera Bexar, Bee, Bell, Blanco, Borden, Bowie, Brazoria, Brazos, Brewster, Briscoe, Brooks, Burleson, Burnet, Caldwell, Calhoun, Cameron, Camp, Carson, Cass, Castro, Chambers, Childress, Cochran, Coke, Collin, Collingsworth, Colorado, Comal, Concho, Cooke, Coryell, Crane, Crockett, Crosby, Culberson, Dallam, Dallas, Dawson, Deaf Smith, Delta, Denton, DeWitt, Dickens, Dimmit, Donley, Duvall, Ector, Edwards, El Paso, Ellis, Erath, Fannin, Fayette, Floyd, Fort Bend, Franklin, Frio, Gaines, Galveston, Garza, Glasscock, Goliad, Gonzales, Gray, Grayson, Gregg, Grimes, Guadalupe, Hale, Hall, Hamilton, Hansford, Hardin, Harris, Hartley, Hays, Hemphill, Hidalgo, Hockley, Hood, Hopkins, Houston, Howard, Hudspeth, Hunt, Hutchinson, Irion, Jack, Jackson, Jasper, Jeff Davis, Jefferson, Jim Hogg, Jim Wells, Johnson, Karnes, Kaufman, Kendall, Kenedy, Kimble, King, Kinney, Kleberg, La Salle, Lamar, Lamb, Lampasas, Lavaca, Lee, Leon, Liberty, Lipscomb, Live Oak, Llano, Loving, Lubbock, Lynn, Madison, Marion, Martin, Mason, Matagorda, Maverick, McCulloch, McMullen, Medina, Menard, Midland, Milam, Mills, Montague, Montgomery, Moore, Morris, Motley, Nacogdoches, Navarro, Newton, Nueces, Ochiltree, Oldham, Orange, Palo Pinto, Parker, Parmer, Pecos, Polk, Potter, Presidio, Randall, Reagan, Real, Red River, Reeves, Roberts, Robertson, Rockwall, Sabine, San Augustine, San Jacinto, San Patricio, San Saba, Schleicher, Shelby, Sherman, Somervell, Starr, Sterling, Sutton, Swisher, Tarrant, Terrell, Terry, Titus, Tom Green, Travis, Trinity, Tyler, Upshur, Upton, Uvalde, Val Verde, Victoria, Walker, Waller, Ward, Web, Wharton, Wheeler, Willacy, Williamson, Wilson, Winkler, Yoakum, Young, Zapata, Zavala
Contact us
1-866-811-2704, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Mixed-gated HMO state, referrals may be required on certain plans
Cross-border coverage in counties in Maryland (Frederick, Prince George, Montgomery)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Virginia is a state that caps insulin; $0 insulin is included on all plans (excluding HSA and standard plans)
Available counties
Alexandria City, Amelia, Arlington, Bath, Caroline, Charles City, Chesterfield, Clarke, Colonial Heights City, Cumberland, Dinwiddie, Fairfax, Fairfax City, Falls Church City, Fauquier, Frederick, Fredericksburg City, Goochland, Hanover, Henrico, Highland, Hopewell City, King and Queen, King George, King William, Loudoun, Louisa, Manassas City, Manassas City, Manassas Park City, New Kent, Petersburg City, Powhatan, Prince George, Prince William, Rappahannock, Richmond City, Spotsylvania, Stafford, Sussex, Westmoreland, Winchester City
Contact us
1-877-265-9199, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Gated EPO state, referrals required
Pediatric vision available on all plans; pediatric dental not available
Adult dental and vision not available
Washington is a state that has $0 insulin available on UHC Silver and Gold plans. UHC Bronze HSA and Cascade Care plans have a $35 copay for insulin.
Available counties
Adams, Clallam, Jefferson, King, Kittitas, Lincoln, Mason, Pierce, Whitman, Yakima
Contact us
1-888-832-0969, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday
Quick facts
Gated HMO state, referrals required
Cross-border coverage in counties in Illinois (Lake)
Pediatric dental and vision embedded in all plans
Adult dental and vision available on select plans
Wisconsin is a state that does not impose an insulin cap on all plans; $0 insulin is included on 1 plan on the Silver metal level
Available counties
Kenosha, Manitowoc, Milwaukee, Ozaukee, Racine, Sheboygan, Walworth, Washington, Waukesha
Contact us
1-866-569-3468, TTY 711
8 a.m. to 8 p.m. local time, Monday through Friday