IRS Form 1095-B
States with Individual Insurance Mandates, such as NJ, DC
Members living in states with laws that require reporting of health coverage will continue to receive a paper copy of the Form 1095-B for state filing tax purposes. Subscribers filing taxes in one of these states (such as NJ or DC) are encouraged to retain a copy of their 1095B for their state tax records. If you are filing taxes for an individual mandate state and do not have a copy of your 1095B, you may download one immediately from your member website or request one by calling the number on your ID card or other member materials. By retaining a copy of the 1095B form, you will be prepared for any questions about your state return. If you are unsure whether your state has an individual mandate, check with your state revenue department or a tax professional.
Federal tax filings
Most fully insured UnitedHealthcare members will no longer automatically receive a paper copy of the Form 1095-B due to a change in the tax law. Under new law that became effective beginning with the 2019 tax year, the IRS penalty for not having health coverage was reduced to zero. Therefore, individuals no longer need the information on the Form 1095-B to file a federal income tax return. Members living in states with laws that require reporting of health coverage will continue to receive a paper copy of the Form 1095-B for state filing tax purposes.
How to find or request your Form 1095-B
Form 1095-B will still be produced for all UnitedHealthcare fully insured members and will continue to be made available on member websites, no later than the annual deadline set by the IRS. Members can view and/or download and print a copy of the form at their convenience, if desired.
Additionally, a request for a paper form can be made in one of the following ways:
- Call the number on your ID card or other member materials
- Complete the 1095B Paper Request Form and email it to your health plan at the email address listed on the form
A Form 1095-B will be mailed to the address provided within 30 days of the date the request is received. If you have any questions about your Form 1095-B, contact UnitedHealthcare by calling the number on your ID card or other member materials.
If you have had an address change in 2019 or 2020, please call customer care to request a printed copy of the 1095B. A phone call is necessary in this situation because of the private and confidential nature of the 1095B form.