Oxford Benefit Management plan designs

Oxford Benefit Management℠ acts as the distribution company for products by UnitedHealthcare, and OptumHealth including: Dental, Vision, and an optional Life benefit. Using these products, we have created several different plans to offer employers a wide range of choices to suit varying needs. Below is a brief description of the OBM plans, each of which includes various products and services.

Effective 1/1/2020- The Health Allies Discount program will be decommissioned for OBM and SBS business.

OBM℠ Basic Specialty Option

  • Insured preventive dental services (100%) (UnitedHealthcare)
  • Discounted vision benefits (UnitedHealthcare)
  • Basic Employee Life (UnitedHealthcare)

View an OBM℠ Basic Specialty Option Summary

OBM℠ Preferred Specialty Option

  • Insured dental services for preventive, basic and major care services (100%, 50%, 50% MAC) (UnitedHealthcare)
  • Insured vision benefits (UnitedHealthcare)
  • Basic Employee Life (UnitedHealthcare)

View an OBM℠ Preferred Specialty Option Summary

OBM℠ Voluntary Specialty Option

  • Insured dental services for preventive, basic and major care services (100%, 80%, 50% In Network 80%/60%/50% MAC Out of Network) (UnitedHealthcare)
  • Insured vision benefits (UnitedHealthcare)

View an OBM℠ Voluntary Specialty Option Summary

OBM℠ Elite Specialty Option

  • Insured dental services for preventive, basic and major care services (100%, 80%, 50% MAC) (UnitedHealthcare)
  • Insured vision benefits (UnitedHealthcare)
  • Basic Employee Life (UnitedHealthcare)

View an OBM℠ Elite Specialty Option Summary

OBM℠ Incentive Specialty Option

  • Insured dental services for preventive, basic and major care services (100%, 80%, 50% In Network, 90%/70%,50% UCR Out of Network) (UnitedHealthcare)
  • Insured vision benefits (UnitedHealthcare)

View an OBM℠ Incentive Specialty Option Summary

OBM℠ Premier Specialty Option

  • Insured dental services for preventive, basic and major care services (100%, 80%, 50% UCR) (UnitedHealthcare)
  • Insured vision benefits (UnitedHealthcare)
  • Basic Employee Life (UnitedHealthcare)

View an OBM℠ Premier Specialty Option Summary

Disclaimers

Please Note: Annual maximums and deductibles are based on calendar year.

Coverage is subject to the terms and conditions of the member certificate or other applicable member benefit information.

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