Oxford Benefit Management Plan Designs

Oxford Benefit ManagementSM acts as the distribution company for products by UnitedHealthcare, OptumHealth and UnitedHealth Allies including: Dental, Vision, Employee Assistance Program with WorkLife, a Health Discounts program and an optional Life benefit. Using these products, we have created several different plans to offer employers a wide range of choices to suit varying needs. Below is a brief description of the OBM plans, each of which includes various products and services.

OBMSM Basic Specialty Option

  • Insured preventive dental services (100%, Discount, Discount) (UnitedHealthcare)
  • Discounted vision benefits (UnitedHealthcare)
  • Basic Employee Life (UnitedHealthcare)
  • Health discounts (UnitedHealth Allies)

View an OBMSM Basic Specialty Option Summary

OBMSM Preferred Specialty Option

  • Insured dental services for preventive, basic and major care services (100%, 50%, 50% MAC) (UnitedHealthcare)
  • Insured vision benefits (UnitedHealthcare)
  • Basic Employee Life (UnitedHealthcare)
  • Health discounts (UnitedHealth Allies)

View an OBMSM Preferred Specialty Option Summary

OBMSM Voluntary Specialty Option

  • Insured dental services for preventive, basic and major care services (100%, 80%, 50% In Network 80%/60%/50% MAC Out of Network) (UnitedHealthcare)
  • Insured vision benefits (UnitedHealthcare)
  • Health discounts (UnitedHealth Allies)

View an OBMSM Voluntary Specialty Option Summary

OBMSM Elite Specialty Option

  • Insured dental services for preventive, basic and major care services (100%, 80%, 50% MAC) (UnitedHealthcare)
  • Insured vision benefits (UnitedHealthcare)
  • Basic Employee Life (UnitedHealthcare)
  • Health discounts (UnitedHealth Allies)

View an OBMSM Elite Specialty Option Summary

OBMSM Incentive Specialty Option

  • Insured dental services for preventive, basic and major care services (100%, 80%, 50% In Network, 90%/70%,50% UCR Out of Network) (UnitedHealthcare)
  • Insured vision benefits (UnitedHealthcare)
  • Health discounts (UnitedHealth Allies)

View an OBMSM Incentive Specialty Option Summary

OBMSM Premier Specialty Option

  • Insured dental services for preventive, basic and major care services (100%, 80%, 50% UCR) (UnitedHealthcare)
  • Insured vision benefits (UnitedHealthcare)
  • Basic Employee Life (UnitedHealthcare)
  • Health discounts (UnitedHealth Allies)

View an OBMSM Premier Specialty Option Summary

Please Note: Annual maximums and deductibles are based on calendar year.

Coverage is subject to the terms and conditions of the member certificate or other applicable member benefit information.