Supplemental group health insurance plans

Supplemental group health insurance plans from UnitedHealthcare offer employers an easier, affordable way to include ancillary or specialty benefits in their group health insurance benefits package. With options for dental, vision and financial plans, these added benefits offer employees valuable coverage to round out their medical insurance coverage.

How does supplemental coverage benefit employers and employees?

As an employer, offering supplemental group health insurance plans is a way to strengthen your health plan strategy. By enhancing your benefits package, you can make a positive impact on the workplace, helping to:

  • Improve employee satisfaction
  • Increase productivity
  • Enhance enrollment in Consumer-Driven Health Plans (CDHP)

For employees, supplemental plans are designed to offer added security and greater satisfaction — without reducing their benefits or shifting more cost to them.1

Flexible funding options for employers

With a variety of options available, employers can choose the right supplemental group health plans and contribution strategies (non-contributory or voluntary) to fit your business needs and budget. Flexible plan designs let you choose the plan that’s best for you and your employees.

Looking for supplemental insurance for you or your family?

If you're not an employer, you can look into supplemental plans for individuals and families.

View UnitedHealthcare supplemental group health insurance options for employers

Select from the plans below to learn how these options can enhance your benefits package.

Dental insurance

Dental plan options may include coverage for preventive care, oral health screenings, orthodontic care and more.

Vision insurance

Coverage for vision care, including routine eye exams, vision screenings, prescription glasses and contact lenses.

Life insurance

Insurance that helps employees prepare financially by paying a cash benefit in the event of a death.

Disability and leave management

Disability coverage offers benefits in the event an employee is unable to work for a period of time. Leave management can include Family Medical Leave Act (FMLA), state and local leaves, military leave, jury duty, and company leave benefits.

Critical illness insurance

Insurance that offers benefits to help cover expenses related to qualifying serious illnesses.

Accident insurance

Insurance coverage and benefits that help with expenses in the case of an accidental injury.

Hospital indemnity

Insurance that pays a set (fixed) amount of money for specific medical services, often to help offset the costs not covered by a traditional health insurance plan.

Pharmacy and prescription medication management

Working with UnitedHealthcare and OptumRx for your prescription drug benefits can help you lower costs and improve health outcomes.

Looking for more coverage options?

Learn about specialty coverage options from UnitedHealthcare, including COBRA, Flexible Spending Accounts and more.

Footnotes

  1. These plans do not meet the definition of minimum essential coverage and therefore should not be used as a substitute for major health insurance.