Supplemental group health insurance plans
Supplemental group health insurance plans from UnitedHealthcare offer employers an easier, affordable way to include ancillary or specialty benefits in their group health insurance benefits package. With options for dental, vision and financial plans, these added benefits offer employees valuable coverage to round out their medical insurance coverage.
How does supplemental coverage benefit employers and employees?
As an employer, offering supplemental group health insurance plans is a way to strengthen your health plan strategy. By enhancing your benefits package, you can make a positive impact on the workplace, helping to:
- Improve employee satisfaction
- Increase productivity
- Enhance enrollment in Consumer-Driven Health Plans (CDHP)
For employees, supplemental plans are designed to offer added security and greater satisfaction — without reducing their benefits or shifting more cost to them.1
Flexible funding options for employers
With a variety of options available, employers can choose the right supplemental group health plans and contribution strategies (non-contributory or voluntary) to fit your business needs and budget. Flexible plan designs let you choose the plan that’s best for you and your employees.
Looking for supplemental insurance for you or your family?
If you're not an employer, you can look into supplemental plans for individuals and families.
View UnitedHealthcare supplemental group health insurance options for employers
Select from the plans below to learn how these options can enhance your benefits package.
Dental plan options may include coverage for preventive care, oral health screenings, orthodontic care and more.
Coverage for vision care, including routine eye exams, vision screenings, prescription glasses and contact lenses.
Insurance that helps employees prepare financially by paying a cash benefit in the event of a death.
Disability and leave management
Disability coverage offers benefits in the event an employee is unable to work for a period of time. Leave management can include Family Medical Leave Act (FMLA), state and local leaves, military leave, jury duty, and company leave benefits.
Critical illness insurance
Insurance that offers benefits to help cover expenses related to qualifying serious illnesses.
Insurance coverage and benefits that help with expenses in the case of an accidental injury.
Insurance that pays a set (fixed) amount of money for specific medical services, often to help offset the costs not covered by a traditional health insurance plan.
Pharmacy and prescription medication management
Working with UnitedHealthcare and OptumRx for your prescription drug benefits can help you lower costs and improve health outcomes.
Looking for more coverage options?
Learn about specialty coverage options from UnitedHealthcare, including COBRA, Flexible Spending Accounts and more.
- These plans do not meet the definition of minimum essential coverage and therefore should not be used as a substitute for major health insurance.