Group Medicare Advantage HMO and PPO plans
Group Medicare Advantage HMO and PPO plans can provide retirees with coverage at an affordable cost. You can offer your Medicare-eligible retirees group medical and prescription drug coverage all in one plan.
The value of Group Medicare Advantage plans for employers, plan sponsors and retirees
Group Medicare Advantage plans may provide more value and service than Original Medicare (Parts A and B).
Broad network access
Access to a broad network and worldwide emergency coverage.
More benefits than Original Medicare Part A and Part B
Coverage may include routine vision, hearing, dental and chiropractic care.
Attractive optional benefits
Rider options provide additional vision, dental and chiropractic coverage.
Reduced financial risk
Fully insured premiums may allow employers/plan sponsors to predict and manage costs more effectively.
Provides members access to custom-programmed hearing aids with up to 80% savings compared to industry standard.
Immunizations and preventive services
100% covered at no additional cost.
Retirees are able to obtain care close to home.
Additional programs and services
Most UnitedHealthcare Medicare Advantage plans offer additional features and benefits at no additional cost:
- Fitness memberships
- Wellness benefits
- Once yearly in-home health assessments
- Health reminders and rewards
- NurseLine support
- Caregiver resources
- Accu riders
What are the main differences between Medicare HMO and PPO plans?
Medicare Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPO) plans are both network-based plans. Here's how they differ:
|What it covers
|Group Medicare Advantage HMO plans
|These plans provide coverage for members through a network of locally contracted doctors and hospitals. They generally do not provide out-of-network coverage, except in emergencies.
|Group Medicare Advantage PPO plans
|Group PPOs offer flexibility, with access to providers nationally, in and out of network.
Employers, plan sponsors and brokers can get information and personalized assistance from a UnitedHealthcare representative.
Looking for an individual Medicare plan?
If your former employer does not provide retirement coverage, UnitedHealthcare offers a broad range of Medicare Advantage plans for individuals, so you have options to help fit your specific health care needs.
Have a question or need help with your health plan account?
If you get your UnitedHealthcare plan through your employer or former employer, or have an AARP® Medicare, or UnitedHealthcare Medicare plan, we’re here to help.