Group Health Insurance Basics

For businesses with at least 1 full-time employee, UnitedHealthcare offers a variety of health plan options. We're here to help you find the right plan for your needs and budget by guiding you through what you need to know — and giving you at-a-glance plan comparisons to help you make decisions.

View Plans

Start here if you're ready to shop.

What is group health insurance?

How does group health insurance work? How is it different from individual health plans? Get simple and clear answers to help you find the right plan for your needs and budget.

Estimate costs

Get health insurance quotes to help you find plans that fit best for your employees  — and your business.

Shop for a health plan

Just like anything else you buy, it's important to fully know your options before making a decision. Here, you'll find the information you need to shop for group health insurance — all in a way that's easier to understand.

About brokers

A broker is a professional adviser who can help you select a health care plan.

Health reform

Find out your insurance requirements under the Affordable Care Act and if your business is eligible for tax credits.

Common terms

Like any business, health insurance has its own terms and phrases. This glossary explains common ones that may help as you make decisions and learn about options.

MT 1175974.0