Over-the-counter at-home COVID-19 tests

Many UnitedHealthcare members are now able to purchase over-the-counter (OTC) at-home COVID-19 tests, at little or no cost to you. Review the information here to help you better understand the benefit, including where to find at-home tests and how to submit for reimbursement.

  • UnitedHealthcare Individual and Employer Group health plan members: Beginning January 15, 2022, UnitedHealthcare will cover most individual and employer group health plan members’ FDA-authorized OTC at-home COVID-19 diagnostic tests purchased on or after January 15, 2022, without a doctor’s prescription. This OTC at-home COVID-19 test benefit includes up to 8 tests per member every calendar month.
  • UnitedHealthcare Medicare Advantage plan members: This particular benefit does not apply to Medicare Advantage members. Learn more
  • UnitedHealthcare Community Plan members: Medicaid members may have access to covered OTC at-home testing depending on state coverage policies. Please call the number on the back of your member ID card to understand coverage in your state. Learn more

How to get OTC at-home COVID-19 tests

Frequently asked questions

For members with the OptumRx benefit: How to get OTC at-home COVID-19 tests

For members with the OptumRx benefit: Reimbursement for OTC at-home COVID-19 tests

For Medicare Advantage members

For UnitedHealthcare Community Plan members

We're listening

We’re committed to keeping you up to date on COVID-19. We're taking note of your questions and working hard to provide answers.