Find health insurance plans for individuals and families

Explore our many individual and family health insurance coverage options, made to support your health at every stage in life.

View health insurance plans before age 65

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Health insurance plans for individuals and families before age 65

Short term insurance

Temporary health plans that fit almost any lifestyle or budget.^1, ³

UnitedHealthcare Individual & Family ACA Marketplace plans

Affordable Care Act (ACA) or Exchange health care plans.

TriTerm medical

Short term health insurance plans¹ lasting nearly 3 years.²

Student

Coverage for students while they’re in school.

Coverage through your work

Health insurance plans offered by your employer.

Self-employed health insurance

Coverage options if you're self-employed and have no employees.

View more plans and products

Find individual and family insurance plans in your state

You have insurance options with UnitedHealthcare. Explore the insurance plans available in your state and get fast, free quotes on coverage now.

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No plans are currently available in New York. Residents should call 1-800-980-5213 for more information.

Explore UnitedHealthcare health insurance plans

Health plan types and coverage
Plan type	What it covers
Coverage through your work	Health insurance plans offered by your employer.
Dental, vision and supplemental plans	Coverage to add on to health insurance plans.
Employer plans	Shop and get online quotes for group health insurance plans for your employees, including medical, vision, dental, disability and more.
UnitedHealthcare Individual & Family ACA Marketplace plans	Affordable Care Act (ACA) or Exchange health care plans.
Medicaid	Plans that are low cost or no-cost for people with lower incomes.
Medicare	Plans for people 65 or older or those under 65 who may qualify because of a disability or special condition.
Short term insurance	Temporary health plans that fit almost any lifestyle or budget. ^1, ³
Self-employed health insurance	Coverage options if you're self-employed and have no employees.
Student health insurance	Coverage for students while they're in school, including plans with lower deductibles, comprehensive benefits and access to a wide provider network.
TriTerm medical	Short term health insurance plans¹lasting nearly 3 years.²

Have more questions about health insurance?

Shopping for health insurance might bring up some questions — like how does insurance really work and what choices are available? Let's check into it and get some answers.

Footnotes

Short term health insurance plans are medically underwritten and do not provide coverage for preexisting conditions. TriTerm Medical plans cover eligible expenses for preexisting conditions after 12 months on the plan.
The coverage term is one day less than 3 years. In SC, plans are three 11-month terms. In IN and OK, plans are three 364-day terms. This coverage does not qualify as "Minimum Essential Coverage" as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. And, while enforcement of the federal tax penalty is not occurring in 2019, some states may impose a tax penalty if you do not have MEC coverage.
Product design and availability vary by state. Term lengths available vary by state.

Disclaimers

Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates.

No individual applying for health coverage through the individual marketplace will be discouraged from applying for benefits, turned down for coverage or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.

Dental and Vision products are administrated by related companies.

References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.

Each company is a separate entity and is not responsible for another's financial or contractual obligations.

Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc.

Find health insurance plans for individuals and families

View health insurance plans before age 65

Need help finding a plan?

Health insurance plans for individuals and families before age 65

Looking for other health plans?

Find individual and family insurance plans in your state

Explore UnitedHealthcare health insurance plans

Have more questions about health insurance?

What is open enrollment?

What are the different types of insurance?

How does health insurance work?

How much does health insurance cost?