Find health insurance plans for individuals and families
Explore our many individual and family health insurance coverage options, made to support your health at every stage in life. If you're an employer looking for group health insurance options, view our employer plans.
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For people 65 or older or those who may qualify because of a disability or special condition.
For people with lower incomes looking for low-cost or no-cost insurance plans.
For people looking for supplemental plans like vision or dental insurance to round out their coverage.
Health insurance plans for individuals and families before age 65
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Find individual and family insurance plans in your state
You have insurance options with UnitedHealthcare. Explore the insurance plans available in your state and get fast, free quotes on coverage now.
- District of Columbia
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
No plans are currently available in New York. Residents should call 1-800-980-5213 for more information.
Have more questions about health insurance?
Shopping for health insurance might bring up some questions — like how does insurance really work and what choices are available? Let's check into it and get some answers.
What is open enrollment?
What are the different types of insurance?
How does health insurance work?
How much does health insurance cost?
- Short term health insurance plans are medically underwritten and do not provide coverage for preexisting conditions. TriTerm Medical plans cover eligible expenses for preexisting conditions after 12 months on the plan.
- The coverage term is one day less than 3 years. In SC, plans are three 11-month terms. In IN and OK, plans are three 364-day terms. This coverage does not qualify as "Minimum Essential Coverage" as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. And, while enforcement of the federal tax penalty is not occurring in 2019, some states may impose a tax penalty if you do not have MEC coverage.
- Product design and availability vary by state. Term lengths available vary by state.
Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates.
No individual applying for health coverage through the individual marketplace will be discouraged from applying for benefits, turned down for coverage or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.
Dental and Vision products are administrated by related companies.
References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.
Each company is a separate entity and is not responsible for another's financial or contractual obligations.
Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc.