Understanding health insurance

Medical insurance can be complicated. UnitedHealthcare is here to help. Learn about the changing world of plans, premiums and benefits so you can make decisions that make sense for you and your family.

Pick the plan that fits you

Everyone is different, so it’s important to choose a health insurance plan that works for your lifestyle and your financial picture.

You can also bundle insurance plans to meet your needs. 

Get a quote

It’s easy—just follow these three steps:

  1. Enter your ZIP code.
  2. Fill in your information.
  3. See the short term health, dental and vision plans and more in your state.

If you’re looking for an ACA plan from the Health Insurance Marketplace or have questions, call 800-980-5213.

Get the most out of your plan

Find easy-to-use tools and tips on how to use your benefits – all in one easy spot. 

Find individual & family insurance plans in your state

Footnote

  1. The coverage term is one day less than 3 years. This coverage does not qualify as "Minimum Essential Coverage" as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state. And, while enforcement of the federal tax penalty is not occurring in 2019, some states may impose a tax penalty if you do not have MEC coverage.

Disclaimers

Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates.

No individual applying for health coverage through the individual marketplace will be discouraged from applying for benefits, turned down for coverage or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.

Dental and Vision products are administrated by related companies. Each company is a separate entity and is not responsible for another's financial or contractual obligations.

References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.

Each company is a separate entity and is not responsible for another's financial or contractual obligations.

Administrative services provided by United HealthCare Services, Inc. or their affiliates.

Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc.