Originally created by Oxford Health Plans, Oxford Benefit Management (OBM) helps you offer employer groups competitive, packaged specialty benefits. Specifically designed for the small business, OBM offers numerous package options to suit your clients' various needs.
OBM plans are offered at guaranteed rates to groups sized 2 to 100 lives. Product pricing is based upon group sizes of 2 to 4, 5 to 9 and 10+ lives.
OBM provides access to a unique selection of specialty benefit plans with fully insured products from: UnitedHealthcare, and OptumHealth.
Effective 1/1/2020- The Health Allies Discount program will be decommissioned for OBM and SBS business.
Our products – including Dental, Vision, and $25,000 Employee Basic Life (except on Voluntary Plans).
OBM plans – We have prepackaged our benefits into six different OBM plans to offer employers a wide range of choices.
- OBM Basic Specialty Option
- OBM Preferred Specialty Option
- OBM Voluntary Specialty Option
- OBM Elite Specialty Option
- OBM Incentive Specialty Option
- OBM Premier Specialty Option
How to sell (Enrolling a new group) – Review the guidelines required to enroll a new group into an OBM plan.
Generating a quote. Generating an OBM new business quote is simple using our Instant rate quote. After you enter the desired effective date, the group's situs zip code, select plan options, and enter the number of enrolling employees, by tier, you click calculate, and within seconds rates for all six OBM plans are available for review. You can email the quote straight from the online quoting tool, or download the quote to a .pdf to send from your regular email box.
Underwriting guidelines. These guidelines apply to Oxford Benefit ManagementSM (OBM) plans underwritten by UnitedHealthcare Insurance Company and distributed by OBM.
Doing business with OBM. In order to become an OBM Broker, you must be appointed with UnitedHealthcare. Learn more about the forms required for this.
Member & group forms & tools
- Member enrollment form (pdf)
- Member welcome guide (pdf)
- Member enrollment spreadsheet (xls)
- Dental claim form (pdf)
- Out-of-network vision claim form (pdf)
- Group enrollment checklist (pdf)
- Beneficiary designation for life insurance (NY Only) (pdf)
- Beneficiary designation for life insurance (CT & NJ) (pdf)
Online member maintenance
Use this tool to make simple member changes such as additions, terminations, and changes.
Please call for personalized service.
Oxford Benefit Management, Inc. acts as the distribution company for products. Oxford Benefit Management packages are not available in all states and state-specific requirements may cause limitations or variations to the plans. Packaged Savings is not available for this product. Benefit options may vary by group size. Components subject to change. Oxford Benefit Management products are provided by: UnitedHealthcare Dental® coverage underwritten by UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. Administrative services provided by Dental Benefit Providers, Inc., United HealthCare Services, Inc. or their affiliates. UnitedHealthcare Vision® coverage provided by or through UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. Administrative services provided by Spectera, Inc., United HealthCare Services, Inc. or their affiliates. UnitedHealthcare Life and Disability products are provided by UnitedHealthcare Insurance Company; and in New York by Unimerica Life Insurance Company of New York. In New York, the Life Insurance product is provided on Form LASD-POL-LIFE NY (05/03) and the Disability product on Form LASD-POL-ADD/DIS NY (05/03). UnitedHealthcare Insurance Company is located in Hartford, CT, and Unimerica Life Insurance Company of New York in New York, NY. Participation requirements for Life and Disability Insurance may be different than those stated.
OBM does not underwrite or administer these products and bears no risk on any product offered. All information within this website is subject to change.