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Health Insurance Plans

Health insurance plans that fit you and your family

When you’re looking for health insurance, it’s a good idea to take a look at all the angles. You want coverage that works with your lifestyle, helps you get the best care possible and fits with your financial picture. That’s where UnitedHealthcare comes in.

With a wide range of plans and an incredibly diverse network of doctors, clinics and hospitals across the nation, you’ll have access to many options with UnitedHealthcare. No matter where life takes you, our plans are designed to deliver high quality care and affordable prices.

Get coverage in three simple steps

  1. Get a quote. It only takes a few seconds.
  2. Apply. Choose a plan that fits your budget with options that may reduce your premium.1
  3. Get coverage. In many cases, you can apply for your coverage to start the next day.2

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If you’re looking for ACA plans from the Health Insurance Marketplace or have questions, call 800-980-5213.

Medicare & Medicaid

Medicare is for people who are 65 and older and/or are disabled. Medicaid is for people and families with lower incomes. Understand the differences between Medicare and Medicaid.

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Self-Employed Plans

If you’re self-employed, you may qualify for individual coverage. Choose from a variety of plans made to fit your needs and budget.

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1By selecting certain deductibles, coverage options and term lengths available, you could save on your base premium. See specific plans for details.

2Short term health insurance is medically underwritten and does not cover preexisting conditions. It does not meet minimum essential coverage requirements, meaning signing up for this coverage may result in a tax penalty. Expiration or termination of a Short Term Medical plan does not trigger an ACA special enrollment opportunity.

For costs, benefits, exclusions, limitations, eligibility and renewal terms, call a licensed Product Advisor to discuss your health insurance options.

No individual applying for health coverage through the individual marketplace will be discouraged from applying for benefits, turned down for coverage or charged more premium because of health status, medical condition, mental illness claims experience, medical history, genetic information or health disability. In addition, no individual will be denied coverage based on race, color, religion, national origin, sex, sexual orientation, marital status, personal appearance, political affiliation or source of income.

References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies.

Administrative services provided by United HealthCare Services, Inc. or their affiliates.

Products and services offered are underwritten by All Savers Insurance Company, Golden Rule Insurance Company, Sirius International Insurance Corporation, United States Fire Insurance Company, Health Plan of Nevada, Inc., Oxford Health Plans (NJ), Inc., UnitedHealthcare Benefits Plan of California, UnitedHealthcare Community Plan, Inc., UnitedHealthcare Insurance Company, UnitedHealthcare Life Insurance Company, UnitedHealthcare of Colorado, Inc., UnitedHealthcare of Alabama, Inc., UnitedHealthcare of Arkansas, Inc., UnitedHealthcare of Florida, Inc., UnitedHealthcare of Georgia, Inc., UnitedHealthcare of Kentucky, LTD., UnitedHealthcare of Louisiana, Inc., UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of the Midlands, Inc., UnitedHealthcare of the Midwest, UnitedHealthcare of Mississippi, Inc., UnitedHealthcare of New England, Inc., UnitedHealthcare of New York, Inc., UnitedHealthcare of North Carolina, Inc., UnitedHealthcare of Ohio, Inc., UnitedHealthcare of Oklahoma, Inc., UnitedHealthcare of Pennsylvania, Inc., UnitedHealthcare of Washington, Inc.

All products require separate applications. Separate policies or certificates are issued. Golden Rule Short term Medical plans are medically underwritten and do not provide coverage for preexisting conditions or meet the mandated coverage necessary to avoid tax penalty under the Affordable Care Act (ACA). Expiration or termination of a Short Term Medical plan does not trigger an ACA Special Enrollment opportunity. Related insurance products offered by either company may be medically underwritten—see the product brochures and applications. 

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