Local government employee health coverage

Permanent, active and full-time employees with the following local government groups are eligible for health benefits:

• Counties
• Municipalities
• Townships
• Special districts
• School districts

Most local governments will also provide health coverage for employees’ spouses and children under the age of 26. Part-time employees are generally not eligible for coverage.

Stability and generous benefits, including quality health coverage, have traditionally helped local governments attract and keep skilled workers. In recent years, budget pressures, an aging workforce and demand for talent have made recruitment more challenging for local governments.¹

Many government agencies have addressed shrinking budgets by passing some of the cost burden of benefits to employees, meaning higher deductibles than before. But based on a recent survey of government officials, benefits are an important factor for taking a public sector job, and even more so for staying in the job.¹

UnitedHealthcare combines data and intelligence with clients’ understanding of their employees’ needs to create customized plans designed with affordability in mind.

Beyond health care coverage, employees can also access wellness solutions, such as disease management and incentive programs, to help them make more informed health care decisions and live the healthiest life possible.

View the plans below for an overview of the coverage to expect from UnitedHealthcare for medical, dental and specialty plans.

UnitedHealthcare offers a range of Medicare plan options for local government retirees ages 65 and older. Similar to local government employee plans, employers can design a program that best suits their retirees. The plans listed below offer more information about retiree health benefits.

• Medicare Advantage HMO and PPO plans
• Medicare Part D Prescription Drug and Wrap plans
• Medicare Supplement plans