Virginia health insurance options

You have more insurance options for your health than you think, Virginia

If you’re self-employed or without insurance from your employer – in other words, you’re looking for individual or family health insurance in Virginia – you might be looking for Affordable Care Act insurance, what's often called Obamacare. However, we want to make you aware of the whole range of individual and family insurance products we have available in your state.

Looking for group health insurance for employers?

UnitedHealthcare Individual & Family ACA Marketplace plans in Virginia

Looking for health care plans on the Affordable Care Act (ACA) Marketplace? UnitedHealthcare Individual & Family ACA Marketplace plans offer affordable, reliable coverage options from Optimum Choice, Inc.

As part of the American Rescue Plan Act of 2021 and Inflation Reduction Act of 2022, many individuals and families are now eligible for lower — or in some cases $01,2,3  — monthly premiums for ACA Marketplace health coverage.

Call 1-800-273-8095 / TTY 711 to talk to a licensed insurance agent.

Already a member with a UnitedHealthcare Individual & Family ACA Marketplace plan?

Sign in or call 1-877-265-9199 / TTY 711

Short term health insurance in Virginia

A temporary medical insurance plan like short term health insurance4 underwritten by Golden Rule Insurance Company may provide:

  • Budget-friendly monthly payments
  • Health care coverage while you search for a long term option

Questions about Short Term Medical insurance? Call 1-844-281-6069 / TTY 711 to talk to a representative.

Hospital & doctor insurance

Health ProtectorGuard fixed indemnity insurance,5 underwritten by Golden Rule Insurance Company, can supplement your major medical plan by paying cash for eligible, covered medical services, like a doctor visit, a trip to urgent care or a surgical procedure.

  • No deductibles or copays to pay first
  • Benefits paid regardless of other insurance
  • Money to pay costs not covered by major medical plans, like a deductible

Accident insurance

Accidental injuries happen when you least expect them. Those unexpected expenses can strain any budget. Accident insurance5 can help by paying cash benefits for covered injuries.

From Richmond to Virginia Beach, Norfolk to Alexandria, explore these Virginia health insurance options and more that may be available now.

Need help finding a plan?

Answer a few questions to see which insurance options may be available for you.

Medicare plans

Health insurance for individuals who are 65 or older, or those under 65 who may qualify because of a disability or another special situation.

Call 1-844-232-1426 to learn more.

Medicaid plans

We offer low cost or no cost health insurance plans for those with limited incomes.