Tennessee health insurance plans

You have more insurance options for your health than you think, Tennessee

If you’re self-employed or without insurance from your employer — in other words, you’re looking for individual or family health insurance in Tennessee — you might be looking for Affordable Care Act insurance. However, we want to make you aware of the whole range of individual and family insurance products we have available in your state.

Plans for health insurance coverage in Tennessee

Short term health insurance in Tennessee

A temporary medical insurance plan like short term health insurance1 underwritten by Golden Rule Insurance Company may provide:

  • Budget-friendly monthly payments
  • Health care coverage while you search for a long term option

Questions about short term insurance? Call 1-844-711-0168 / TTY 711 to talk to a representative.

UnitedHealthcare Individual & Family ACA Marketplace plans in Tennessee

Looking for health care plans on the Affordable Care Act (ACA) Marketplace? UnitedHealthcare Individual & Family ACA Marketplace plans offer affordable, reliable coverage options from UnitedHealthcare Insurance Company.

As part of the American Rescue Plan Act of 2021 and Inflation Reduction Act of 2022, many individuals and families are now eligible for lower — or in some cases $02, 3, 4 — monthly premiums for ACA Marketplace health coverage.

Call 1-800-273-8095 / TTY 711 to talk to a licensed insurance agent.

Supplemental, dental and vision insurance in Tennessee

Hospital & doctor insurance

Health ProtectorGuard fixed indemnity insurance,5 underwritten by Golden Rule Insurance Company, can supplement your major medical plan by paying cash for eligible, covered medical services, like a doctor visit, a trip to urgent care or a surgical procedure.

  • No deductibles or copays to pay first
  • Benefits paid regardless of other insurance
  • Money to pay costs not covered by major medical plans, like a deductible

Hospital indemnity insurance

A hospital stay due to injury or sickness isn’t something you can predict, but you can prepare. Hospital insurance5 is designed to pay cash benefits for qualifying hospital stays and related medical costs.

Tennessee dental plans

Dental insurance plans, underwritten by Golden Rule Insurance Company, have no age limit restrictions.6 They offer coverage for the dental services many medical insurance plans don’t include. 

Tennessee vision plans

Vision insurance plans, underwritten by Golden Rule Insurance Company, have no age limit restrictions.6 They offer coverage for the vision services many medical insurance plans don’t include. 

Accident insurance

Accidents happen when you least expect them. Accident insurance5 can help financially cover some costs related to accidental injury and treatment.

Critical illness insurance

A serious illness can cause financial strain. Critical illness insurance5 pays cash benefits with plans covering cancer, heart-related illness and more. 

Need help finding a plan?

Answer a few questions to see which insurance options may be available for you.

Medicare plans

Health insurance for individuals who are 65 or older, or those under 65 who may qualify because of a disability or another special situation.

Call 1-844-232-1426 to learn more.

Medicaid plans

We offer low cost or no cost health insurance plans for those with limited incomes.